35 Surrey Ct, Madison, VA 22727 Property Records

Madison County property record for 35 Surrey Ct, Madison, VA 22727

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,656 sqft · built 1998
Lot Size	3.41 acres (148,801 sqft)
Owner	2 Individual Names on File
Last Sale	$293,000 (Sep 2017)
Tax Bill	$2,302 (2026)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`49-(5)-155`

Property Details

APN / Parcel Number

Primary APN	`49-(5)-155`
Alternative APN	`4599`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,656 sqft Living Area
1st Floor Area	1,656 sqft
Basement Area	1,656 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	148,801 sqft (3.41 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	288 sqft
Patio Area	374 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	4599
Street Address	35 SURREY CT
City	MADISON
State	VA
Zip	22727-4345
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	IN 170001315 3.416 AC 49(5)-155 MALVERN
Jurisdiction	MADISON VA
Township / Civil Division	LOCUST DALE
Census Block Group	1
Census Block	1010
Census Tract	930102

Owner

35 Surrey Ct is owned and occupied by two individuals who bought it in September 2017.

Source: Madison County records, as of August 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	35 SURREY CT, MADISON, VA 22727-4345
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2017 · Amount on File
Deed Sale	Sep 8, 2017 · Amount on File
Prior Sale	Sep 13, 2013 · Amount on File
Deed Document Number	20171315
Record Updated	Oct 29, 2026

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON VA
Recording Date	Sep 8, 2017
Property Address	35 SURREY CT, MADISON, VA 22727-4345
Document Number	0170001315
Map Reference	DD 126 PG 510
Instrument Date	Aug 24, 2017
Instrument	170001315
Transaction Type	Transfer
Record Updated	Dec 14, 2023
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$293.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	35 SURREY CT, MADISON, VA 22727-4345

Mortgage

Document Number	0170001316
Date	Sep 8, 2017
Instrument	170001316

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	8.5%

Tax Assessment & Valuation

The 2026 property tax bill for 35 Surrey Ct was $2,302.

Source: Madison County assessment roll, as of August 28, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Madison County
Unified School District	Madison County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,302.00	$434,400 Land $101,300 Building $333,100	$434,400 Land $101,300 Building $333,100
2023	$2,187.00	$295,600 Land $81,300 Building $214,300	$295,600 Land $81,300 Building $214,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 35 Surrey Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 35 Surrey Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000
Virginia Broadband Fixed Wireless · not low latency	100 / 25

Cell Coverage

4G LTE (outdoors only), no 5G reported

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