184 Surrey Ct, Madison, VA 22727 Property Records

Madison County property record for 184 Surrey Ct, Madison, VA 22727

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,721 sqft · built 1998
Lot Size	3.23 acres (140,960 sqft)
Owner	Individual Name on File
Last Sale	$311,500 (Jul 2018)
Tax Bill	$2,415 (2026)
Deeds & Mortgages	Oct 2017 Line of Credit Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`49-(5)-150`

Property Details

APN / Parcel Number

Primary APN	`49-(5)-150`
Alternative APN	`901`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,721 sqft Living Area
1st Floor Area	1,709 sqft
Basement Area	1,709 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	140,960 sqft (3.23 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	176 sqft
Deck Area	396 sqft
Patio Area	264 sqft
Balcony Area	12 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	901
Street Address	184 SURREY CT
City	MADISON
State	VA
Zip	22727-4346
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	WILL 220004345 3.236 AC 49(5)-150 MALVERN
Jurisdiction	MADISON VA
Township / Civil Division	LOCUST DALE
Census Block Group	1
Census Block	1010
Census Tract	930102

Owner

184 Surrey Ct is owned and occupied by an individual who bought it in July 2018.

Source: Madison County records, as of August 28, 2026

Owner of Record	Individual Name on File
Mailing Address	184 SURREY CT, MADISON, VA 22727-4346
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2017	Deed of Trust, Mortgage · Line of Credit OAK VIEW NATIONAL BANK
Jul 5, 2018	Deed, Transfer · Conventional Mortgage VIRGINIA CU INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2018 · Amount on File
Deed Sale	Jul 5, 2018 · Amount on File
Prior Sale	Sep 11, 2008 · Amount on File
Deed Document Number	2018853
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON VA
Property Address	184 SURREY CT, MADISON, VA 22727-4346
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170001499
Date	Oct 12, 2017
Instrument	170001499

Lender

Name	OAK VIEW NATIONAL BANK
Type	Bank
Address	CULPEPER, VA 22701

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 16, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON VA
Recording Date	Jul 5, 2018
Property Address	184 SURREY CT, MADISON, VA 22727-4346
Document Number	0180000853
Instrument Date	Jul 5, 2018
Instrument	180000853
Transaction Type	Transfer
Record Updated	Dec 14, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$311.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 SURREY CT, MADISON, VA 22727-4346

Mortgage

Document Number	0180000854
Date	Jul 5, 2018
Instrument	180000854

Lender

Name	VIRGINIA CU INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 184 Surrey Ct was $2,415.

Source: Madison County assessment roll, as of August 28, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Madison County
Unified School District	Madison County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,415.00	$455,700 Land $99,900 Building $355,800	$455,700 Land $99,900 Building $355,800
2023	$2,333.00	$315,400 Land $75,400 Building $240,000	$315,400 Land $75,400 Building $240,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 184 Surrey Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 184 Surrey Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000
Virginia Broadband Fixed Wireless · not low latency	100 / 25

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Surrey Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures