Elmore County property record for 35 Sunset Ln, Eclectic, AL 36024 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,312 sqft · built 1962 |
| Lot Size | 0.89 acres (38,768 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Oct 2021) |
| Tax Bill | $1,522 (2025) |
| Deeds & Mortgages | Jan 2020 Line of Credit Apr 2022 Mortgage + 9 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-05-22-0-002-047.000 |
| Primary APN | 07-05-22-0-002-047.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,312 sqft Living Area |
| 1st Floor Area | 1,312 sqft |
| Basement Area | 960 sqft |
| Unfinished Basement | 960 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Brick/Stone |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 38,768 sqft (0.89 acres) |
| Garage Type | Basement |
| Garage Area | 960 sqft |
| Porch | Slab |
| Porch Area | 676 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 35 SUNSET LN |
|---|---|
| City | ECLECTIC |
| State | AL |
| Zip | 36024-4482 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 574-A KOWALIGA BAY BEACH SUB PLAT #2 10/39C |
| Legal Range | 21E |
| Legal Township | 20N |
| Legal Section | 22 |
| Legal Subdivision | KOWALIGA BAY BEACH SUB |
| Legal Lot Number | 574 |
| Jurisdiction | ELMORE AL |
| Township / Civil Division | ECLECTIC |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 30300 |
Source: Elmore County records · APN 07-05-22-0-002-047.000
Assessment roll updated March 19, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 35 SUNSET LN, ECLECTIC, AL 36024-4482 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 23, 2020 | Deed of Trust, Mortgage · Line of Credit AMERIFIRST BANK |
| Apr 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ANGEL OAK HOME LOANS LLC |
| Feb 14, 2022 | Deed of Trust, Mortgage · FHA Mortgage ANGEL OAK HOME LOANS LLC |
| Jun 21, 2022 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Jun 28, 2023 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
| Aug 08, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Oct 29, 2025 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Aug 21, 2024 | Deed of Trust, Mortgage · Line of Credit RIVER BANK & TRUST |
| Dec 11, 2024 | Deed of Trust, Mortgage · Line of Credit RIVER BANK & TRUST |
| Oct 30, 2024 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Oct 07, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage J L LANE LENDING LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 07, 2021 · Amount on Record |
| Deed Sale | Oct 07, 2021 · Amount on Record |
| Deed Book / Page | 2021 / 85002 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELMORE AL |
| Property Address | 35 SUNSET LN, ECLECTIC, AL 36024-4482 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2020/05101 |
|---|---|
| Date | Jan 23, 2020 |
| Book Page | 2020/05101 |
| Name | AMERIFIRST BANK |
|---|---|
| Type | Bank |
| Address | MONTGOMERY, AL 36116 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 17, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELMORE AL |
| Property Address | 35 SUNSET LN, ECLECTIC, AL 36024-4482 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2022/26082 |
|---|---|
| Date | Apr 22, 2022 |
| Book Page | 2022/26082 |
| Name | ANGEL OAK HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELMORE AL |
| Property Address | 35 SUNSET LN, ECLECTIC, AL 36024-4482 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02022/9725 |
|---|---|
| Date | Feb 14, 2022 |
| Book Page | 2022/9725 |
| Name | ANGEL OAK HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELMORE AL |
| Property Address | 35 SUNSET LN, ECLECTIC, AL 36024-4482 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 35 SUNSET LN, ECLECTIC, AL 36024-4482 |
| Document Number | 2022/38929 |
|---|---|
| Date | Jun 21, 2022 |
| Book Page | 2022/38929 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 13, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELMORE AL |
| Property Address | 35 SUNSET LN, ECLECTIC, AL 36024-4482 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 2023/28022 |
|---|---|
| Date | Jun 28, 2023 |
| Book Page | 2023/28022 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELMORE AL |
| Property Address | 35 SUNSET LN, ECLECTIC, AL 36024-4482 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2023/35258 |
|---|---|
| Date | Aug 08, 2023 |
| Book Page | 2023/35258 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | WAYNE, PA 19087 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 01, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELMORE AL |
| Property Address | 35 SUNSET LN, ECLECTIC, AL 36024-4482 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 35 SUNSET LN, ECLECTIC, AL 36024-4482 |
| Document Number | 2025/62323 |
|---|---|
| Date | Oct 29, 2025 |
| Book Page | 2025/62323 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELMORE AL |
| Property Address | 35 SUNSET LN, ECLECTIC, AL 36024-4482 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 35 SUNSET LN, ECLECTIC, AL 36024-4482 |
| Document Number | 2024/42627 |
|---|---|
| Date | Aug 21, 2024 |
| Book Page | 2024/42627 |
| Name | RIVER BANK & TRUST |
|---|---|
| Type | Bank |
| Address | MONTGOMERY, AL 36117 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELMORE AL |
| Property Address | 35 SUNSET LN, ECLECTIC, AL 36024-4482 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 35 SUNSET LN, ECLECTIC, AL 36024-4482 |
| Document Number | 2024/63016 |
|---|---|
| Date | Dec 11, 2024 |
| Book Page | 2024/63016 |
| Name | RIVER BANK & TRUST |
|---|---|
| Type | Bank |
| Address | MONTGOMERY, AL 36117 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELMORE AL |
| Property Address | 35 SUNSET LN, ECLECTIC, AL 36024-4482 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 35 SUNSET LN, ECLECTIC, AL 36024-4482 |
| Document Number | 2024/56014 |
|---|---|
| Date | Oct 30, 2024 |
| Book Page | 2024/56014 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELMORE AL |
| Recording Date | Oct 07, 2021 |
| Property Address | 35 SUNSET LN, ECLECTIC, AL 36024-4482 |
| Document Number | 2021/85002 |
| Book / Page | 2021 / 85002 |
| Map Reference | MB 10 PG 39-A-E |
| Instrument Date | Oct 07, 2021 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 1718 WENTWORTH DR, MONTGOMERY, AL 36106-2639 |
| Name | Verified Name |
|---|---|
| Address | 35 SUNSET LN, ECLECTIC, AL 36024-4482 |
| Document Number | 0202185004 |
|---|---|
| Date | Oct 07, 2021 |
| Instrument | 2021/85004 |
| Name | J L LANE LENDING LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Elmore County records · Assessment roll updated March 19, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Elmore County |
| Unified School District | Elmore County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,522.00 (+38.24%) | $60,620 (+38.47%) | $606,070 (+38.48%) Land $218,120 Building $387,950 |
| 2024 | $1,101.00 | $43,780 (+0.03%) | $437,670 (-) Land $218,120 Building $219,550 |
| 2023 | $1,101.00 (+19.67%) | $43,767 (+25.72%) Land $21,812 Building $21,955 | $437,670 (+25.72%) Land $218,120 Building $219,550 |
| 2022 | $920.00 | $34,814 Land $21,177 Building $13,637 | $348,140 Land $211,770 Building $136,370 |
Source: FEMA National Flood Hazard Layer, Elmore County (01051C), updated February 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010510303001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 1 of 2 on primary residences |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2021, rainfall accumulation |
| Wildfire Risk | Moderate above 52% of the US · above 64% of Alabama |
|---|---|
| Wildfire Likelihood | About 1 in 709 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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