297 Sunset Ln, Eclectic, AL 36024 Property Records

Elmore County property record for 297 Sunset Ln, Eclectic, AL 36024

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,050 sqft · built 2007
Lot Size	1.18 acres (51,401 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Aug 2023)
Tax Bill	$682 (2026)
Deeds & Mortgages	Oct 2023 Line of Credit Oct 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-05-22-0-002-041.002`

Property Details

APN / Parcel Number

Primary APN	`07-05-22-0-002-041.002`
Alternative APN	`A10700439`

Interior

Full Baths	3 Baths
Building Area	2,050 sqft Living Area
1st Floor Area	1,364 sqft
Basement Area	980 sqft
Finished Basement	980 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	51,401 sqft (1.18 acres)
Lot Dimensions	496 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	726 sqft
Porch	Patio
Porch Area	2,009 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	297 SUNSET LN
City	ECLECTIC
State	AL
Zip	36024-4499
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG NW COR LOT 569 KOWALIGA BAY BEACH SUB PLAT NO 2 10/39 D; TH SE 133.71'; SE 53.97'; SE 79.27' TO POB; NE 383.54' TO S R/W
Legal Range	21E
Legal Township	20N
Legal Section	22
Legal Subdivision	KOWALIGA BAY BEACH SUB
Legal Lot Number	569
Jurisdiction	ELMORE AL
Township / Civil Division	ECLECTIC
Census Block Group	1
Census Block	1026
Census Tract	30300

Owner

Source: Elmore County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	297 SUNSET LN, ECLECTIC, AL 36024-4499
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2023	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Oct 24, 2023	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Aug 28, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2023 · Amount on Record
Deed Sale	Aug 28, 2023 · Amount on Record
Deed Book / Page	2023 / 38654
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Property Address	297 SUNSET LN, ECLECTIC, AL 36024-4499
Transaction Type	Mortgage
Record Updated	Nov 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	297 SUNSET LN, ECLECTIC, AL 36024-4499

Mortgage

Document Number	2023/48866
Date	Oct 24, 2023
Book Page	2023/48866

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Property Address	297 SUNSET LN, ECLECTIC, AL 36024-4499
Transaction Type	Mortgage
Record Updated	Nov 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	297 SUNSET LN, ECLECTIC, AL 36024-4499

Mortgage

Document Number	2023/48901
Date	Oct 24, 2023
Book Page	2023/48901

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 10, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE AL
Recording Date	Aug 28, 2023
Property Address	297 SUNSET LN, ECLECTIC, AL 36024-4499
Document Number	2023/38654
Book / Page	2023 / 38654
Instrument Date	Aug 24, 2023
Transaction Type	Transfer
Record Updated	Sep 28, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2702 HERMITAGE DR, MONTGOMERY, AL 36111-2823

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	297 SUNSET LN, ECLECTIC, AL 36024-4499

Tax Assessment & Valuation

Source: Elmore County assessment roll, as of March 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Elmore County
Unified School District	Elmore County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$682.00 (-1.16%)
2025	$690.00 (-2.27%)	$27,320 (-2.29%)	$273,270 (-2.29%) Land $16,670 Building $256,600
2024	$706.00 (-51.78%)	$27,960 (-50.56%)	$279,670 (-1.1%) Land $16,670 Building $263,000
2023	$1,464.00 (+9.17%)	$56,554 (+9.51%) Land $3,334 Building $53,220	$282,770 (+9.51%) Land $16,670 Building $266,100
2022	$1,341.00	$51,644 Land $2,124 Building $49,520	$258,220 Land $10,620 Building $247,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 73% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ELMORE WATER & SEWER AUTHORITY serves 39,798 people · EPA ID AL0000547
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Cable	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

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