35 Schutter Cir, Algona, IA 50511 Property Records

Kossuth County property record for 35 Schutter Cir, Algona, IA 50511

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,384 sqft · built 1980
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,826 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Mar 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`19-20-130-010`

Property Details

APN / Parcel Number

Primary APN	`19-20-130-010`

Interior

Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,384 sqft Living Area
Basement Area	1,192 sqft
Finished Basement	894 sqft
Unfinished Basement	298 sqft
Flooring	Softwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2002
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	228 sqft
Patio Area	228 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	35 SCHUTTER CIR
City	ALGONA
State	IA
Zip	50511-5001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 35 & TRACT A OF L 34 1ST ADD TO OAK
Legal Range	28W
Legal Township	96N
Legal Section	20
Legal Subdivision	OAK LAKE
Jurisdiction	KOSSUTH IA
Township / Civil Division	PLUM CREEK
Census Block Group	2
Census Block	2038
Census Tract	950200

Owner

Source: Kossuth County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	35 SCHUTTER CIR, ALGONA, IA 50511-5001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK
Mar 28, 2017	Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	35 SCHUTTER CIR, ALGONA, IA 50511-5001
Transaction Type	Mortgage
Record Updated	Sep 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/2517
Date	Aug 23, 2022
Book Page	2022/2517
Instrument	2022 2517

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 15, 2032

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	35 SCHUTTER CIR, ALGONA, IA 50511-5001
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/0920
Date	Mar 28, 2017
Book Page	2017/0920
Instrument	2017-0920

Lender

Name	NORTHWEST BANK
Type	Bank
Address	ALGONA, IA 50511

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	67 Months
Due	Oct 15, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kossuth County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Kossuth County
Unified School District	Algona Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,826.00	$316,542 (+2.58%) Land $112,956 Building $203,586
2024	$2,826.00 (-1.26%)
2023		$308,573 Land $112,956 Building $195,617	$308,573 (-2.52%) Land $112,956 Building $195,617
2021	$2,862.00		$316,542 Land $112,956 Building $203,586

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 19, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK LAKE MAINTENANCE, INC. private · serves 128 people · EPA ID IA5500838
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Algona Municipal Utilities Cable	150 / 25

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Schutter Cir

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