29 Schutter Cir, Algona, IA 50511 Property Records

Kossuth County property record for 29 Schutter Cir, Algona, IA 50511

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,852 sqft · built 1980
Lot Size	0.25 acres (10,890 sqft)
Owner	Company Name on Record
Tax Bill	$2,886 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Nov 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-20-132-003`

Property Details

APN / Parcel Number

Primary APN	`19-20-132-003`

Interior

Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,852 sqft Living Area
Basement Area	1,092 sqft
Finished Basement	1,180 sqft
Unfinished Basement	1,540 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	200 sqft
Deck Area	368 sqft
Patio Area	240 sqft
Lean-To	Lean-To

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard

Location & Zoning

Street Address	29 SCHUTTER CIR
City	ALGONA
State	IA
Zip	50511-5001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 29 1ST ADD OAK LAKE PROP INC IN
Legal Range	28W
Legal Township	96N
Legal Section	20
Legal Subdivision	OAK LAKE
Legal Lot Number	29
Jurisdiction	KOSSUTH IA
Township / Civil Division	PLUM CREEK
Census Block Group	2
Census Block	2038
Census Tract	950200

Owner

Source: Kossuth County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	29 SCHUTTER CIR, ALGONA, IA 50511-5001
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2018	Deed of Trust, Mortgage NORTHWEST BANK
Nov 2, 2018	Deed of Trust, Mortgage NORTHWEST BANK
Jun 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK
Jul 19, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 27, 2023
Transfer Doc	02023/1839
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	29 SCHUTTER CIR, ALGONA, IA 50511-5001
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000002205
Date	Jul 24, 2018
Book Page	0000002018/0000002205
Instrument	000000002205

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Amount	Amount Recorded

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	29 SCHUTTER CIR, ALGONA, IA 50511-5001
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000003307
Date	Nov 2, 2018
Book Page	0000002018/0000003307
Instrument	000000003307

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Amount	Amount Recorded

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	29 SCHUTTER CIR, ALGONA, IA 50511-5001
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/1676
Date	Jun 2, 2022
Book Page	2022/1676
Instrument	2022 1676

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 15, 2032

Interest

Rate Type	Adjustable Rate

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOSSUTH IA
Recording Date	Jul 19, 2023
Property Address	29 SCHUTTER CIR, ALGONA, IA 50511-5001
Document Number	02023/1839
Book / Page	2023 / 1839
Instrument Date	Jul 19, 2023
Instrument	2023 1839
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 SCHUTTER CIR, ALGONA, IA 50511-5001

Tax Assessment & Valuation

Source: Kossuth County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Kossuth County
Unified School District	Algona Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,886.00 (-2.04%) Homeowner's exemption	$324,546 (+3.88%) Land $88,200 Building $236,346
2024	$2,946.00 (+3.73%)
2023		$312,413 (+7%) Land $88,200 Building $224,213	$312,413 (-3.74%) Land $88,200 Building $224,213
2022		$291,968 Land $88,200 Building $203,768
2021	$2,840.00		$324,546 Land $88,200 Building $236,346

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 19, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK LAKE MAINTENANCE, INC. private · serves 128 people · EPA ID IA5500838
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Algona Municipal Utilities Cable	150 / 25

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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