Westchester County and New Castle Town property record for 34 Saddle Ridge Rd, Ossining, NY 10562
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,861 sqft · built 1964 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $725,000 (Sep 2020) |
| Tax Bill | $25,339 (2026) |
| Deeds & Mortgages | Jun 2017 Mortgage Sep 2020 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 553600 91.11-2-47 |
| Primary APN | 553600 91.11-2-47 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,861 sqft Living Area |
| 1st Floor Area | 1,780 sqft |
| Basement Area | 1,081 sqft |
| Finished Basement | 1,081 sqft |
| Unfinished Basement | 1,081 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 523 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
| Porch | Slab |
| Patio Area | 156 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Water Source | Commercial |
| Account Number | 2838000 |
|---|---|
| Street Address | 34 SADDLE RIDGE RD |
| City | OSSINING |
| State | NY |
| Zip | 10562-3005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Subdivision | SECTION #2 MAP OF HANOTAK REALTY CORP |
| Legal Block | 2 |
| Legal Lot Number | 47.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | NEW CASTLE |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 13103 |
34 Saddle Ridge Rd is owned and occupied by two individuals who bought it in September 2020.
Source: Westchester County and New Castle Town records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 34 SADDLE RIDGE RD, OSSINING, NY 10562-3005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2017 | Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL HOME FUNDING CORP |
| Sep 23, 2020 | Bargain and Sale Deed, Transfer GREAT AMERICAN TTL AGCY INC |
| Apr 2, 2018 | Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL HM FNDG |
| Apr 2, 2018 | Loan Modification, Mortgage RESIDENTIAL HM FNDG |
| Apr 2, 2018 | Deed of Trust, Mortgage RESIDENTIAL HM FNDG |
| Jun 30, 2017 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2020 · Amount on File |
| Deed Sale | Sep 23, 2020 · Amount on File |
| Prior Sale | Jun 30, 2017 · Amount on File |
| Deed Document Number | 2020602623150 |
| Prior Transfer Date | Oct 3, 2014 |
| Prior Transfer Doc | 0541883237 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 34 SADDLE RIDGE RD, OSSINING, NY 10562-3005 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0571763008 |
|---|---|
| Date | Jun 30, 2017 |
| Instrument | 571763008 |
| Name | RESIDENTIAL HOME FUNDING CORP |
|---|---|
| Type | Lending Institution |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 353 Months |
| Due | Nov 1, 2046 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Sep 23, 2020 |
| Property Address | 34 SADDLE RIDGE RD, OSSINING, NY 10562-3005 |
| Document Number | 0602623150 |
| Map Reference | MAP 14308 |
| Instrument Date | Sep 21, 2020 |
| Instrument | 602623150 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2022 |
| Title Company | GREAT AMERICAN TTL AGCY INC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,900.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 34 SADDLE RIDGE RD, 34, OSSINING, NY 10562-3005 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 270 SEAMAN AVE APT E5, E5, NEW YORK, NY 10034-1297 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 34 SADDLE RIDGE RD, OSSINING, NY 10562-3005 |
| Document Number | 0581353179 |
| Instrument Date | Apr 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2019 |
| Title Company | SOUTHEAST CLOSING SERVICES, SOUTHEAST CLOSING SVCS |
| Name | Verified Name |
|---|---|
| Address | 34 SADDLE RIDGE RD OSSINING NY 105623005, OSSINING, NY 10562-3005 |
| Document Number | 0581353179 |
|---|---|
| Date | May 15, 2018 |
| Book Page | 058135/003179 |
| Name | RESIDENTIAL HM FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 14, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 34 SADDLE RIDGE RD, OSSINING, NY 10562-3005 |
| Document Number | 0581353190 |
| Instrument Date | Apr 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2018 |
| Title Company | SOUTHEAST CLOSING SERVICES, SOUTHEAST CLOSING SVCS |
| Name | Verified Name |
|---|---|
| Address | 34 SADDLE RIDGE RD OSSINING NY 105623005, OSSINING, NY 10562-3005 |
| Document Number | 0581353190 |
|---|---|
| Date | May 15, 2018 |
| Book Page | 058135/003190 |
| Name | RESIDENTIAL HM FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 14, 2048 |
| Rate | 4.62% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 34 SADDLE RIDGE RD, OSSINING, NY 10562-3005 |
| Document Number | 0591073033 |
| Instrument Date | Apr 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 34 SADDLE RIDGE RD OSSINING NY 105623005, OSSINING, NY 10562-3005 |
| Document Number | 0591073033 |
|---|---|
| Date | Apr 17, 2019 |
| Book Page | 059107/003033 |
| Name | RESIDENTIAL HM FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 16, 2049 |
| Rate | 4.62% |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Jun 30, 2017 |
| Property Address | 34 SADDLE RIDGE RD, OSSINING, NY 10562-3005 |
| Document Number | 0571733686 |
| Book / Page | 057173 / 003686 |
| Instrument Date | Oct 13, 2016 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 TANGLEWILD PL CHAPPAQUA NY 105142528, CHAPPAQUA, NY 10514-2528 |
The 2026 property tax bill for 34 Saddle Ridge Rd was $25,339, up 52.2% from the year before.
Source: Westchester County and New Castle Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | New Castle Town |
| Unified School District | Ossining Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $25,339.00 (+52.21%) | ||
| 2025 | $16,647.00 | $135,650 (-) Land $34,400 Building $101,250 | $972,401 (+0.86%) Land $246,595 Building $725,806 |
| 2024 | $135,650 (-) Land $34,400 Building $101,250 | $964,108 (+5.19%) Land $244,492 Building $719,616 | |
| 2023 | $135,650 Land $34,400 Building $101,250 | $916,554 Land $232,432 Building $684,122 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 34 Saddle Ridge Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 10 (1979–2021) |
| Claims Outside the SFHA | 9 of 10 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 34 Saddle Ridge Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW CASTLE/STANWOOD W.D. serves 17,116 people · EPA ID NY5903442 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures