35 Rule Ln, Lowell, MA 01854 Property Records

Middlesex County and Lowell City property record for 35 Rule Ln, Lowell, MA 01854

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,897 sqft · built 1970
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$545,000 (Jun 2021)
Tax Bill	$6,494 (2026)
Deeds & Mortgages	Jun 2021 Sale Feb 2021 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`C11680`

Property Details

APN / Parcel Number

Primary APN	`C11680`
Alternative APNs	`LOWE M:55 B:5110 L:35` `M:000055 T:C11680`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,897 sqft Living Area
Gross Area	3,542 sqft
1st Floor Area	1,054 sqft
Basement Area	1,054 sqft
Unfinished Basement	1,054 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	C11680
Street Address	35 RULE LN
City	LOWELL
State	MA
Zip	01854-1326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SSF
Legal Block	5110
Legal Lot Number	35
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1021
Census Tract	310602

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	35 RULE LN, LOWELL, MA 01854-1326
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Quit Claim Deed, Transfer
Feb 26, 2021	Quit Claim Deed, Transfer Quitclaim
Jan 29, 2021	Quit Claim Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 26, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 16, 2018	Quit Claim Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 30, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2021 · Amount on Record
Deed Sale	Jun 9, 2021 · Amount on Record
Prior Sale	Jul 16, 2018 · Amount on Record
Deed Book / Page	35857 / 23
Record Updated	Oct 29, 2026

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jun 9, 2021
Property Address	35 RULE LN, LOWELL, MA 01854-1326
Document Number	0035857-23
Book / Page	35857 / 23
Instrument Date	Jun 9, 2021
Instrument	34113
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 RULE LN, LOWELL, MA 01854-1326

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Feb 26, 2021
Property Address	35 RULE LN, LOWELL, MA 01854-1326
Document Number	0035394-23
Book / Page	35394 / 23
Instrument Date	Feb 25, 2021
Instrument	11877
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 RULE LN, LOWELL, MA 01854-1326

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jan 29, 2021
Property Address	35 RULE LN, LOWELL, MA 01854-1326
Document Number	035267-188
Book / Page	35267 / 188
Instrument Date	Jan 25, 2021
Instrument	5918
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 RULE LN, LOWELL, MA 01854-1326

Mortgage

Document Number	035267-193
Date	Jan 29, 2021
Book Page	35267/193
Instrument	5919

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Feb 1, 2048

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jul 26, 2019
Property Address	35 RULE LN, LOWELL, MA 01854-1326
Document Number	33186-30
Book / Page	033186 / 000030
Instrument Date	Jul 24, 2019
Instrument	30386
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	35 RULE LN LOWELL MA 018541326, LOWELL, MA 01854-1326

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jul 16, 2018
Property Address	35 RULE LN, LOWELL, MA 01854-1326
Document Number	0032244-52
Book / Page	32244 / 52
Instrument	30011
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46.52
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	35 RULE LN, LOWELL, MA 01854-1326

Mortgage

Document Number	0322440054
Date	Jul 16, 2018
Instrument	32244/0054

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2048

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	May 30, 2017
Property Address	35 RULE LN, LOWELL, MA 01854-1326
Document Number	31155-73
Book / Page	031155 / 000073
Instrument Date	May 18, 2017
Instrument	21891
Transaction Type	Transfer
Record Updated	Jun 20, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	35 RULE LN LOWELL MA 018541326, LOWELL, MA 01854-1326

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,494.00 (+3.77%)	$572,200 (+4.97%) Land $182,200 Building $390,000	$589,728 (-1.95%)
2025	$6,258.00 (+5.39%)	$545,100 (+9.33%) Land $170,300 Building $374,800	$601,445 (+4.71%)
2024	$5,938.00 (+1.5%)	$498,600 (+5.86%) Land $159,200 Building $339,400	$574,370
2023	$5,850.00	$471,000 Land $138,400 Building $332,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	333 units insured incl. 324 condo units
Nearby Flood Claims	27 (1979–2015)
Claims Outside the SFHA	5 of 27
Most Recent Claim	Feb 2015 · other causes
Claims by Event	Severe Storms And Flooding, May 2006 · 17 claims Severe Storms & Flooding, Apr 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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