29 Rule Ln, Lowell, MA 01854 Property Records

Middlesex County and Lowell City property record for 29 Rule Ln, Lowell, MA 01854

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,453 sqft · built 1970
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$580,000 (Mar 2022)
Tax Bill	$6,145 (2026)
Deeds & Mortgages	Aug 2022 Transfer Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C11695`

Property Details

APN / Parcel Number

Primary APN	`C11695`
Alternative APNs	`LOWE M:55 B:5110 L:29` `M:000055 T:C11695`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,453 sqft Living Area
Gross Area	2,273 sqft
1st Floor Area	1,033 sqft
Attic	Attic
Attic Area	700 sqft
Basement Area	700 sqft
Unfinished Basement	700 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	C11695
Street Address	29 RULE LN
City	LOWELL
State	MA
Zip	01854-1326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SSF
Legal Block	5110
Legal Lot Number	29
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1021
Census Tract	310602

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	29 RULE LN, LOWELL, MA 01854-1326
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2022	Quit Claim Deed, Transfer Quitclaim
Mar 22, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CALIBER HOME LOANS INC
Jan 17, 2017	Quit Claim Deed, Transfer · FHA Mortgage FIRST ALLIANCE LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2022 · Amount on Record
Deed Sale	Mar 22, 2022 · Amount on Record
Prior Sale	Jan 17, 2017 · Amount on Record
Deed Book / Page	36913 / 240
Last Transfer Date	Aug 23, 2024
Transfer Doc	0038706-35
Record Updated	Oct 29, 2026

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Aug 2, 2022
Property Address	29 RULE LN, LOWELL, MA 01854-1326
Document Number	037274-189
Book / Page	37274 / 189
Instrument Date	Jul 18, 2022
Instrument	32891
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 RULE LN, LOWELL, MA 01854-1326

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Mar 22, 2022
Property Address	29 RULE LN, LOWELL, MA 01854-1326
Document Number	036913-240
Book / Page	36913 / 240
Instrument Date	Mar 21, 2022
Instrument	12536
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 RULE LN, LOWELL, MA 01854-1326

Mortgage

Document Number	0000012537
Date	Mar 22, 2022
Instrument	12537

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jan 17, 2017
Property Address	29 RULE LN, LOWELL, MA 01854-1326
Document Number	30843-49
Book / Page	03084 / 000049
Instrument Date	Jan 17, 2017
Instrument	2167
Transaction Type	Transfer
Record Updated	Aug 15, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,595.54
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	29 RULE LN LOWELL MA 018541326, LOWELL, MA 01854-1326

Mortgage

Document Number	30843-52
Date	Jan 17, 2017
Book Page	030843/000052
Instrument	2168

Lender

Name	FIRST ALLIANCE LNDG

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2047

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,145.00 (+8.72%)	$541,400 (+9.97%) Land $179,400 Building $362,000	$545,120 (-4.22%)
2025	$5,652.00 (-0.25%)	$492,300 (+3.49%) Land $167,700 Building $324,600	$569,145 (+5.7%)
2024	$5,666.00 (+3.26%)	$475,700 (+7.67%) Land $156,700 Building $319,000	$538,460
2023	$5,487.00	$441,800 Land $136,300 Building $305,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	333 units insured incl. 324 condo units
Nearby Flood Claims	27 (1979–2015)
Claims Outside the SFHA	5 of 27
Most Recent Claim	Feb 2015 · other causes
Claims by Event	Severe Storms And Flooding, May 2006 · 17 claims Severe Storms & Flooding, Apr 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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