Laurens County property record for 35 Padlock Dr, Cross Hill, SC 29332
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.871 acres (37,964 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $180,500 (Dec 2013) |
| Tax Bill | $1,376 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Dec 2023 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 370-00-00-071 |
| Primary APN | 370-00-00-071 |
|---|---|
| Alternative APNs |
|
| Lot Area | 37,964 sqft (0.871 acres) |
|---|
| Street Address | 35 PADLOCK DR |
|---|---|
| City | CROSS HILL |
| State | SC |
| Zip | 29332-4007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 19 DRIFTWOOD POINTS SUB |
| Legal Subdivision | DRIFTWOOD POINTS SUB |
| Legal Lot Number | 19 |
| Jurisdiction | LAURENS SC |
| Township / Civil Division | CROSS HILL |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 921002 |
Source: Laurens County records, as of February 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 35 PADLOCK DR, CROSS HILL, SC 29332-4007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 12, 2022 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Dec 27, 2023 | Deed of Trust, Mortgage · VA Mortgage EMORTGAGE FUNDING LLC |
| Feb 21, 2024 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 6, 2013 · Amount on Record |
| Deed Sale | Dec 6, 2013 · Amount on Record |
| Deed Document Number | 201311306 |
| Deed Book / Page | 1143 / 267 |
| Last Transfer Date | Nov 25, 2023 |
| Transfer Doc | 0D17950282 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAURENS SC |
| Property Address | 35 PADLOCK DR, CROSS HILL, SC 29332-4007 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0M27850033 |
|---|---|
| Date | Jan 12, 2022 |
| Book Page | M2785/33 |
| Instrument | 2022000362 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60639 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAURENS SC |
| Property Address | 35 PADLOCK DR, CROSS HILL, SC 29332-4007 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0M29920223 |
|---|---|
| Date | Dec 27, 2023 |
| Book Page | M2992/223 |
| Instrument | 2023010416 |
| Name | EMORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48084 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Feb 21, 2024 |
| Property Address | 35 PADLOCK DR, CROSS HILL, SC 29332-4007 |
| Document Number | 0D17950282 |
| Book / Page | D1795 / 282 |
| Map Reference | MB A-5 PG 1 |
| Instrument Date | Nov 25, 2023 |
| Instrument | 2024001262 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 35 PADLOCK DR, CROSS HILL, SC 29332-4007 |
Source: Laurens County assessment roll, as of February 3, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Laurens County |
| Unified School District | Laurens School District 56 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,376.00 (+4.08%) Homeowner's exemption | $7,080 (-) Land $3,000 Building $4,080 | |
| 2024 | $1,322.00 (+37.71%) Homeowner's exemption | $7,080 (+2,045.45%) Land $3,000 Building $4,080 | |
| 2023 | $960.00 (-25%) | $330 (-95.34%) | $8,200 (-95.37%) Land $8,200 |
| 2022 | $1,280.00 | $7,080 Land $3,000 Building $4,080 | $177,000 (-) Land $75,000 Building $102,000 |
| 2021 | $177,000 Land $75,000 Building $102,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (2013–2025) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Nov 2025 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 78% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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