Laurens County property record for 16 Padlock Dr, Cross Hill, SC 29332
| Property Type | Mobile Home |
|---|---|
| Lot Size | 0.711 acres (30,983 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $250,000 (Apr 2026) |
| Tax Bill | $985 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Apr 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 370-00-00-078 |
| Primary APN | 370-00-00-078 |
|---|---|
| Alternative APNs |
|
| Architectural Style | Mobile Home |
|---|---|
| Lot Area | 30,983 sqft (0.711 acres) |
| Street Address | 16 PADLOCK DR |
|---|---|
| City | CROSS HILL |
| State | SC |
| Zip | 29332-4007 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | LOT 29 DRIFTWOOD PT PH 2 |
| Legal Subdivision | DRIFTWOOD SUBDIVISION |
| Legal Lot Number | 29 |
| Jurisdiction | LAURENS SC |
| Township / Civil Division | CROSS HILL |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 921002 |
Source: Laurens County records, as of May 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16 PADLOCK DR, CROSS HILL, SC 29332-4007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 24, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 24, 2026 | Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB |
| Apr 24, 2026 | Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2026 · Amount on Record |
| Deed Sale | Apr 24, 2026 · Amount on Record |
| Prior Sale | Jul 12, 2013 · Amount on Record |
| Deed Document Number | 20264077 |
| Deed Book / Page | 1998 / 245 |
| Prior Transfer Date | Apr 14, 2026 |
| Prior Transfer Doc | 0000004079 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Apr 24, 2026 |
| Property Address | 16 PADLOCK DR, CROSS HILL, SC 29332-4007 |
| Document Number | 0000004079 |
| Book / Page | 1998 / 250 |
| Instrument Date | Apr 14, 2026 |
| Instrument | 20264079 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 16 PADLOCK DR, CROSS HILL, SC 29332-4007 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Apr 24, 2026 |
| Property Address | 16 PADLOCK DR, CROSS HILL, SC 29332-4007 |
| Document Number | 0000004077 |
| Book / Page | 1998 / 245 |
| Instrument Date | Apr 14, 2026 |
| Instrument | 2026.4077 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $93,425.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 PADLOCK DR, CROSS HILL, SC 29332-4007 |
| Document Number | 0000004078, |
|---|---|
| Date | Apr 24, 2026 |
| Instrument | 2026..4078 |
| Name | FLAGSTAR BANK FSB |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Apr 24, 2026 |
| Property Address | 16 PADLOCK DR, CROSS HILL, SC 29332-4007 |
| Document Number | 0D19980245 |
| Book / Page | 1998 / 245 |
| Instrument Date | Apr 14, 2026 |
| Instrument | 20264077 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $93,425.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 PADLOCK DR, CROSS HILL, SC 29332-4007 |
| Document Number | 0000004078, |
|---|---|
| Date | Apr 24, 2026 |
| Instrument | 20264078 |
| Name | FLAGSTAR BANK FSB |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Max Rate | -1% |
|---|
Source: Laurens County assessment roll, as of February 3, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Laurens County |
| Unified School District | Laurens School District 56 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $985.00 Homeowner's exemption | $4,970 (+3.54%) Land $2,050 Building $2,920 | |
| 2023 | $4,800 | $120,000 (-18.92%) Land $64,500 Building $55,500 | |
| 2021 | $148,000 Land $75,000 Building $73,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (2013–2025) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Nov 2025 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 78% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures