35 Mize Branch Rd, Manchester, KY 40962 Property Records

Clay County property record for 35 Mize Branch Rd, Manchester, KY 40962

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,652 sqft · built 1967
Lot Size	44.6 acres (1,945,041 sqft)
Owner	Individual Name on File
Last Sale	$23,500 (Aug 2021)
Tax Bill	$456 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`049-00-00-009.00`

Property Details

APN / Parcel Number

Primary APN	`049-00-00-009.00`
Alternative APNs	`112592` `8445`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,652 sqft Living Area
Basement Area	1,288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,945,041 sqft (44.6 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	904 sqft
Patio Area	112 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	8445
Street Address	35 MIZE BRANCH RD
City	MANCHESTER
State	KY
Zip	40962-6632
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	44.652 ACRES & HOUSE
Jurisdiction	CLAY KY
Township / Civil Division	BURNING SPRINGS
Census Block Group	1
Census Block	1001
Census Tract	950202

Owner

35 Mize Branch Rd is owned and occupied by an individual who bought it in August 2021.

Source: Clay County records, as of December 19, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	35 MIZE BRANCH RD, MANCHESTER, KY 40962-6632
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2022	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY TRUST BANK INC
Aug 5, 2021	Deed, Transfer · Conventional Mortgage COMMUNITY TRUST BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2021 · Amount on File
Deed Sale	Aug 5, 2021 · Amount on File
Deed Document Number	313942
Deed Book / Page	335 / 500
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY KY
Property Address	35 MIZE BRANCH RD, MANCHESTER, KY 40962-6632
Transaction Type	Mortgage
Record Updated	Mar 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 MIZE BRANCH RD, MANCHESTER, KY 40962-6632

Mortgage

Document Number	0000241/19
Date	Jan 12, 2022
Book Page	241/19
Instrument	315062

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	WILLIAMSBURG, KY 40769

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	239 Months
Due	Dec 17, 2041

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CLAY KY
Recording Date	Aug 5, 2021
Property Address	35 MIZE BRANCH RD, MANCHESTER, KY 40962-6632
Document Number	335/500
Book / Page	335 / 500
Instrument Date	Jul 27, 2021
Instrument	313942
Transaction Type	Transfer
Record Updated	Sep 13, 2021
Title Company	ACCURATE EQUITY GROUP

Transaction

Amount	Amount on Record
Tax	$23.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	155 MIZE BRANCH RD, 155, MANCHESTER, KY 40962-6632

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	35 MIZE BRANCH RD, MANCHESTER, KY 40962-6632

Mortgage

Document Number	313943
Date	Aug 5, 2021
Instrument	313943

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	371 Months
Due	Jul 27, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jul 27, 2029
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	5.5%
Index	1-Year CMT
Max Rate	9.5%

Tax Assessment & Valuation

The 2025 property tax bill for 35 Mize Branch Rd was $456 with a homeowner's exemption.

Source: Clay County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$456.00 Homeowner's exemption	$87,300	$87,300
2023	$489.00 Homeowner's exemption	$100,180	$100,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 35 Mize Branch Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2022)
Most Recent Claim	Jul 2022 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Jul 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 35 Mize Branch Rd is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 84% of Kentucky
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH MANCHESTER WATER ASSOC private · serves 5,332 people · EPA ID KY0260266
Water Source	Purchased surface water from MANCHESTER WATER WORKS
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2025 Haloacetic acids resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Peoples Rural Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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