35 Lancaster St, Cohoes, NY 12047 Property Records

Albany County and Cohoes City property record for 35 Lancaster St, Cohoes, NY 12047

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,112 sqft · built 1910
Lot Size	0.076 acres (3,351 sqft)
Owner	2 Company Names on Record
Last Sale	$28,000 (Jan 2018)
Tax Bill	$2,882 (2026)
Deeds & Mortgages	Sep 2026 Mortgage May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010300 10.66-5-30`

Property Details

APN / Parcel Number

Primary APN	`010300 10.66-5-30`
Alternative APNs	`030001006600050300000000` `01006600050300000000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,112 sqft Total Area
1st Floor Area	1,056 sqft
2nd Floor Area	1,056 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,351 sqft (0.076 acres)
Lot Dimensions	111 ft deep x 30 ft wide

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01006600050300000000
Street Address	35 LANCASTER ST
City	COHOES
State	NY
Zip	12047-2924
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Subdivision	VILLAGE OF COHOES
Legal Block	5
Legal Lot Number	30.000
Jurisdiction	ALBANY NY
Township / Civil Division	COHOES
Census Block Group	4
Census Block	4010
Census Tract	12800

Owner

Source: Albany County and Cohoes City records, as of October 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	160 ELDER DR, FARMINGTON, NY 14425-7029
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK NATIONAL ASSOCIATION
May 8, 2018	Deed of Trust, Mortgage · Commercial Mortgage SUNMARK FCU
Jan 3, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2018 · Amount on Record
Deed Sale	Jan 3, 2018 · Amount on Record
Prior Sale	Jul 23, 2008 · Amount on Record
Deed Document Number	2018182
Prior Transfer Date	Aug 17, 2007
Prior Transfer Doc	0028950213
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Recording Date	Sep 16, 2026
Property Address	35 LANCASTER ST, COHOES, NY 12047-2924
Document Number	0000017534
Instrument Date	Jul 25, 2026
Instrument	202617534
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	FRONTIER ABSTRACT, FRONTIER ABSTRACT AND RESEAR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	160 ELDER DR, FARMINGTON, NY 14425-7029

Mortgage

Document Number	0000017534,
Date	Sep 16, 2026
Instrument	202617534

Lender

Name	BANK NATIONAL ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	35 LANCASTER ST, COHOES, NY 12047-2924
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009965
Date	May 8, 2018
Instrument	R2018-09965

Lender

Name	SUNMARK FCU
Type	Credit Union
Address	LATHAM, NY 12110

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 15, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Jan 3, 2018
Property Address	35 LANCASTER ST, COHOES, NY 12047-2924
Document Number	0000000182
Instrument Date	Dec 29, 2017
Instrument	182
Transaction Type	Transfer
Record Updated	Feb 23, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$112.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14 DE LUCIA TER LOUDONVILLE NY 122112006, LOUDONVILLE, NY 12211-2006

Tax Assessment & Valuation

Source: Albany County and Cohoes City assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
Municipality	Cohoes City
Unified School District	Cohoes City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,882.00 (-14.25%)
2025	$3,361.00 (+70.18%)	$52,200 (-) Land $6,500 Building $45,700	$154,667 (+18.52%) Land $19,259 Building $135,408
2023		$52,200 (-) Land $6,500 Building $45,700	$130,500 (+5.48%) Land $16,250 Building $114,250
2022		$52,200 Land $6,500 Building $45,700	$123,726 Land $15,406 Building $108,320
2021	$1,975.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COHOES CITY serves 18,447 people · EPA ID NY0100192
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure not recorded as resolved · Apr 2026 Turbidity resolved · Jan 2025
Treatment and Procedure	No certified operator currently in violation since Apr 2026
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 672 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: Massivemesh Networks.

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