Albany County and Cohoes City property record for 28 Lancaster St, Cohoes, NY 12047
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 780 sqft · built 1890 |
| Lot Size | 0.057 acres (2,500 sqft) |
| Owner | Company Name on File |
| Last Sale | $13,000 (Feb 2010) |
| Tax Bill | $1,877 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010300 10.67-1-65 |
| Primary APN | 010300 10.67-1-65 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 780 sqft Living Area |
| 1st Floor Area | 780 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 2,500 sqft (0.057 acres) |
| Lot Dimensions | 100 ft deep x 25 ft wide |
| Porch | Screened Porch |
| Porch Area | 120 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01006700010650000000 |
|---|---|
| Street Address | 28 LANCASTER ST |
| City | COHOES |
| State | NY |
| Zip | 12047-2925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Subdivision | CITY OF COHOES |
| Legal Block | 1 |
| Legal Lot Number | 65.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COHOES |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 12800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Enlarged Erie Canal Historic District (Discontiguous) listed 2004 · 12 contributing resources · NRIS 04000434 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
28 Lancaster St is owned by a company that bought it in February 2010.
Source: Albany County and Cohoes City records, as of September 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 907, COHOES, NY 12047-0907 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 17, 2010 · Amount on File |
| Deed Sale | Feb 17, 2010 · Amount on File |
| Deed Document Number | 2010592265 |
| Deed Book / Page | 2971 / 909 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 28 LANCASTER ST, COHOES, NY 12047-2925 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000008872 |
|---|---|
| Date | Mar 23, 2021 |
| Instrument | R2021-08872 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 15, 2031 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 28 Lancaster St was $1,877, up 43.1% from the year before.
Source: Albany County and Cohoes City assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| Municipality | Cohoes City |
| Unified School District | Cohoes City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,877.00 (+43.06%) | ||
| 2025 | $1,312.00 | $34,000 Land $6,200 Building $27,800 | $100,741 Land $18,370 Building $82,371 |
| 2023 | $34,000 (-) Land $6,200 Building $27,800 | $85,000 (+5.47%) Land $15,500 Building $69,500 | |
| 2022 | $34,000 Land $6,200 Building $27,800 | $80,588 Land $14,695 Building $65,893 | |
| 2021 | $2,184.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28 Lancaster St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 28 Lancaster St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COHOES CITY serves 18,447 people · EPA ID NY0100192 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2022 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure not recorded as resolved · Apr 2026 Turbidity resolved · Jan 2025 |
|---|---|
| Treatment and Procedure | No certified operator currently in violation since Apr 2026 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 672 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
May also be available: Massivemesh Networks.
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