35 Lamplight Ln, Winter Haven, FL 33884 Property Records

Polk County property record for 35 Lamplight Ln, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,134 sqft · built 1973
Lot Size	0.185 acres (8,041 sqft)
Owner	2 Individual Names on File
Last Sale	$58,000 (May 2002)
Tax Bill	$650 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`27-29-07-000000-033390`

Property Details

APN / Parcel Number

Primary APN	`27-29-07-000000-033390`
Alternative APNs	`072927000000033390` `72927000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,134 sqft Living Area
1st Floor Area	1,134 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	8,041 sqft (0.185 acres)
Lot Dimensions	100 ft deep x 80 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	361 sqft
Carport	Carport
Carport Area	361 sqft

Exterior Amenities

Pool Type	Enclosed Pool
Porch	Enclosed/Unfinished Porch
Porch Area	391 sqft
Patio Area	210 sqft
Utility Building	140 sqft

Location & Zoning

Street Address	35 LAMPLIGHT LN
City	WINTER HAVEN
State	FL
Zip	33884-3207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C3
Legal Description	S 80 FT OF N 1120 FT OF E 100 FT OF W1/2 OF W1/2 OF NW1/4 BEING LOT 21 OF UNRE HAVEN GROVE MANOR
Legal Range	27E
Legal Township	29S
Legal Section	07
Legal Subdivision	HAVEN GROVE MANOR
Legal Tract	000000
Legal Block	1
Legal Lot Number	21
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1049
Census Tract	14123

Owner

35 Lamplight Ln is owned and occupied by two individuals who bought it in May 2002.

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	35 LAMPLIGHT LN, WINTER HAVEN, FL 33884-3207
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2002 · Amount on File
Deed Sale	May 30, 2002 · Amount on File
Deed Book / Page	5018 / 2127
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	35 LAMPLIGHT LN, WINTER HAVEN, FL 33884-3207
Transaction Type	Mortgage
Record Updated	Apr 6, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 LAMPLIGHT LN, WINTER HAVEN, FL 33884-3207

Mortgage

Document Number	0000069893
Date	Mar 27, 2023
Book Page	12629/584
Instrument	2023069893

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 14, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 35 Lamplight Ln was $650 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$98,077 (+2.7%)	$217,686 (-0.17%) Land $31,000 Building $186,686
2025	$650.00 Homeowner's exemption	$95,499	$218,050 Land $31,000 Building $187,050
2023	$1,070.00 (-0.28%) Homeowner's exemption	$90,105 (+3%)	$220,531 (+14.6%) Land $30,000 Building $190,531
2022	$1,073.00 Homeowner's exemption	$87,481	$192,437 Land $21,840 Building $170,597

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 35 Lamplight Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	24 (1979–2022)
Claims Outside the SFHA	3 of 24
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Frances, Sep 2004 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 35 Lamplight Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30