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29 Lamplight Ln, Winter Haven, FL 33884 Property Records

Polk County property record for 29 Lamplight Ln, Winter Haven, FL 33884

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,120 sqft · built 1972
Lot Size0.185 acres (8,041 sqft)
Owner2 Individual Names on Record
Last Sale$225,000 (Nov 2025)
Tax Bill$2,561 (2025)
Deeds & MortgagesMay 2022 Mortgage
Nov 2025 Sale & Mortgage
+ 6 more
Flood ZoneZone X (minimal risk)
APN27-29-07-000000-033350

Property Details

APN / Parcel Number

Primary APN27-29-07-000000-033350
Alternative APNs
  • 072927000000033350
  • 72927000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,120 sqft Living Area
1st Floor Area1,120 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 2010
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area8,041 sqft (0.185 acres)
Lot Dimensions100 ft deep x 80 ft wide
View / LotCommercial/Industrial
Garage TypeCarport
Garage Area342 sqft
CarportCarport
Carport Area342 sqft
PorchScreened/Unfinished Porch
Porch Area184 sqft
Utility Building154 sqft

Location & Zoning

Street Address29 LAMPLIGHT LN
CityWINTER HAVEN
StateFL
Zip33884-3207
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionS 80 FT OF N 880 FT OF E 100 FT OF W1/2 OF W1/2 OF NW1/4 BEING LOT 18 UNREC HAVEN GROVE MANOR
Legal Range27E
Legal Township29S
Legal Section07
Legal SubdivisionHAVEN GROVE MANOR
Legal Tract000000
Legal Block1
Legal Lot Number18
JurisdictionPOLK FL
Township / Civil DivisionHAINES CITY
Census Block Group1
Census Block1049
Census Tract14123

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address29 LAMPLIGHT LN, WINTER HAVEN, FL 33884-3207
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
May 16, 2022Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Nov 19, 2025Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Nov 19, 2025Correction Deed
CAPSTONE TITLE LLC
Sep 24, 2021Intrafamily Transfer, Transfer
Jun 3, 2020Warranty Deed, Transfer · Conventional with PMI
QUICKEN LNS
Sep 26, 2019Grant Deed, Construction Loan · Line of Credit
TCM FNDG LLC
Jul 18, 2019Warranty Deed, Transfer
G ROBERT ARNOLD
Jul 18, 2019Quit Claim Deed, Transfer
SOUTHERN TITLE, SOUTHERN TITLE & ABSTRACT INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 19, 2025 · Amount on Record
Deed SaleNov 19, 2025 · Amount on Record
Prior SaleJun 3, 2020 · Amount on Record
Deed Document Number2025273367
Deed Book / Page13782 / 2222
Prior Transfer DateFeb 19, 2005
Prior Transfer Doc0000153879
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address29 LAMPLIGHT LN, WINTER HAVEN, FL 33884-3207
Transaction TypeMortgage
Record UpdatedDec 3, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address29 LAMPLIGHT LN, WINTER HAVEN, FL 33884-3207

Mortgage

Document Number0000132481
DateMay 16, 2022
Book Page12253/1698
Instrument2022132481
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateNov 19, 2025
Property Address29 LAMPLIGHT LN, WINTER HAVEN, FL 33884-3207
Document Number0000273367
Book / Page13782 / 2222
Instrument DateNov 14, 2025
Instrument2025273367
Transaction TypeTransfer
Record UpdatedDec 3, 2025
Title CompanyCAPSTONE TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,575.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address260 E LAKE ELBERT DR NE, WINTER HAVEN, FL 33881-4365

Transferred To (Grantee/Buyer)

NameVerified Name
Address29 LAMPLIGHT LN, WINTER HAVEN, FL 33884-3207

Mortgage

Document Number0137822224
DateNov 19, 2025
Instrument13782/2224
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

November 2025: Correction Deed

Document TypeCorrection Deed
JurisdictionPOLK FL
Recording DateNov 19, 2025
Property Address29 LAMPLIGHT LN, WINTER HAVEN, FL 33884-3207
Document Number0000273364
Book / Page13782 / 2215
Instrument DateNov 6, 2025
Instrument2025273364
Record UpdatedDec 3, 2025
Title CompanyCAPSTONE TITLE LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address416 7TH ST S, DUNDEE, FL 33838-4330

Transferred To (Grantee/Buyer)

NameVerified Name
Address29 LAMPLIGHT LN, WINTER HAVEN, FL 33884-3207

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateSep 24, 2021
Property Address29 LAMPLIGHT LN, WINTER HAVEN, FL 33884-3207
Document Number0000249973
Book / Page11908 / 562
Instrument DateSep 24, 2021
Instrument2021249973
Transaction TypeTransfer
Record UpdatedOct 7, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address335 JUPITER, 335, WINTER HAVEN, FL 33884-2402

Transferred To (Grantee/Buyer)

NameVerified Name
Address29 LAMPLIGHT LN, WINTER HAVEN, FL 33884-3207

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJun 3, 2020
Property Address29 LAMPLIGHT LN, WINTER HAVEN, FL 33884-3207
Document Number0112511811
Book / Page011251 / 001811
Instrument DateMay 26, 2020
Instrument109303
Transaction TypeTransfer
Record UpdatedJun 23, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,092.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1586 MARSHALL RD SW WINTER HAVEN FL 338801907, WINTER HAVEN, FL 33880-1907

Mortgage

Document Number112511813
DateJun 3, 2020
Book Page011251/001813
Instrument109304
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 2, 2050

September 2019: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateSep 26, 2019
Property Address29 LAMPLIGHT LN, WINTER HAVEN, FL 33884-3207
Document Number0109861882
Book / Page010986 / 001882
Instrument DateSep 13, 2019
Instrument204510
Transaction TypeConstruction Loan
Record UpdatedOct 9, 2019
Title CompanySOUTHERN TITLE, SOUTHERN TITLE & ABSTRACT INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$630.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address441 BAR CT KISSIMMEE FL 347594004, KISSIMMEE, FL 34759-4004

Mortgage

Document Number109861884
DateSep 26, 2019
Book Page010986/001884
Instrument204511
Lender
NameTCM FNDG LLC
AddressMIAMI, FL 33131
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueSep 25, 2020
Interest
Rate TypeAdjustable Rate

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJul 18, 2019
Property Address29 LAMPLIGHT LN, WINTER HAVEN, FL 33884-3207
Document Number0109110195
Book / Page010911 / 000195
Instrument DateJul 10, 2019
Instrument150029
Transaction TypeTransfer
Record UpdatedJul 31, 2019
Title CompanySOUTHERN TITLE, SOUTHERN TITLE & ABSTRACT INC

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
AddressPO BOX 916354 LONGWOOD FL 327916354, LONGWOOD, FL 32791-6354

Mortgage

Document Number109110199
DateJul 18, 2019
Book Page010911/000199
Instrument150031
Lender
NameG ROBERT ARNOLD
Address1663 BARCELONA WAY, WINTER PARK, FL 32789-5614
Agreement
AmountAmount Recorded
Term24 Months
DueJul 17, 2021
Interest
Rate5%

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateJul 18, 2019
Property Address29 LAMPLIGHT LN, WINTER HAVEN, FL 33884-3207
Document Number0109110193
Book / Page010911 / 000193
Instrument DateJul 8, 2019
Instrument150028
Transaction TypeTransfer
Record UpdatedAug 2, 2019
Title CompanySOUTHERN TITLE, SOUTHERN TITLE & ABSTRACT INC

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address311 N QUINCY ST ENID OK 737013816, ENID, OK 73701-3816

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$180,969 (-8.65%) Land $31,000 Building $149,969$180,969 (-8.65%) Land $31,000 Building $149,969
2025$2,561.00 (-20.54%)$198,100 (-1.57%) Land $31,000 Building $167,100$198,100 (-1.57%) Land $31,000 Building $167,100
2024$3,223.00 (+131.7%)$201,266 (+83.71%) Land $31,000 Building $170,266$201,266 (-2.07%) Land $31,000 Building $170,266
2023$1,391.00 (+4.51%) Homeowner's exemption$109,559 (+3%)$205,518 (+15.82%) Land $30,000 Building $175,518
2022$1,331.00 Homeowner's exemption$106,368$177,451 Land $21,840 Building $155,611

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies26 in force
Nearby Flood Claims24 (1979–2022)
Claims Outside the SFHA3 of 24
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Frances, Sep 2004 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Starlink
Satellite		280 / 30

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