35 John St, Westminster, MD 21157 Property Records

Carroll County property record for 35 John St, Westminster, MD 21157

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	1 ba · 1,344 sqft · built 1901
Lot Size	0.093 acres (4,032 sqft)
Owner	Individual Name on Record
Last Sale	$138,000 (Feb 2023)
Tax Bill	$2,323 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Feb 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-065779`

Property Details

APN / Parcel Number

Primary APN	`07-065779`
Alternative APNs	`7065779` `065779`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,344 sqft Total Area

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Metal
Lot Area	4,032 sqft (0.093 acres)
Garage Type	Attached
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	065779
Street Address	35 JOHN ST
City	WESTMINSTER
State	MD
Zip	21157-4809
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	DOWNT
Legal Description	LT - 4032 SF 35 JOHN ST WESTMINSTER
Legal Subdivision	SURVEY OF BAUMGARTNERS ADDITION
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	3
Census Block	3042
Census Tract	507601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Westminster Historic District (Additional Documentation) listed 1980 · 1,246 contributing resources · NRIS 80001804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	35 JOHN ST, WESTMINSTER, MD 21157-4809
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC
Feb 3, 2023	Deed, Transfer · FHA Mortgage BAY CAPITAL MORTGAGE CORP
Nov 2, 2021	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Feb 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage TOWNE BANK MORTGAGE
May 19, 2017	Grant Deed, Transfer LAKESIDE TITLE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2023 · Amount on Record
Deed Sale	Feb 3, 2023 · Amount on Record
Prior Sale	Apr 17, 1984 · Amount on Record
Deed Book / Page	10974 / 304
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	35 JOHN ST, WESTMINSTER, MD 21157-4809
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	SAI SETTLEMENT SERVICES LLC, SUMMIT SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 JOHN ST, WESTMINSTER, MD 21157-4809

Mortgage

Document Number	0117100459
Date	Mar 17, 2026
Book Page	11710/459

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Feb 3, 2023
Property Address	35 JOHN ST, WESTMINSTER, MD 21157-4809
Document Number	0109740304
Book / Page	10974 / 304
Map Reference	LB 37 FO 199
Instrument Date	Jan 23, 2023
Transaction Type	Transfer
Record Updated	Feb 28, 2023
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	35 JOHN ST, WESTMINSTER, MD 21157-4809

Mortgage

Document Number	0109740312
Date	Feb 3, 2023
Instrument	10974-0312

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	35 JOHN ST, WESTMINSTER, MD 21157-4809
Transaction Type	Mortgage
Record Updated	Nov 24, 2021
Title Company	MILESTONE STLMT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0105370233
Date	Nov 2, 2021
Book Page	10537/233

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	35 JOHN ST, WESTMINSTER, MD 21157-4809
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0086200034
Date	Feb 24, 2017
Book Page	8620/0034
Instrument	8620-0034

Lender

Name	TOWNE BANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	May 19, 2017
Property Address	35 JOHN ST, WESTMINSTER, MD 21157-4809
Document Number	0086910109
Book / Page	008691 / 000109
Instrument Date	Apr 25, 2017
Transaction Type	Transfer
Record Updated	Jul 19, 2017
Title Company	LAKESIDE TITLE COMPANY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 JOHN ST WESTMINSTER MD 211574809, WESTMINSTER, MD 21157-4809

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,323.00 (+4.88%)	$138,300 (+4.91%) Land $48,000 Building $90,300	$138,300 (-) Land $48,000 Building $90,300
2025	$2,215.00 (+10.25%)	$131,833 (+10.88%)	$138,300 (+16.32%) Land $48,000 Building $90,300
2023	$2,009.00	$118,900 Land $48,000 Building $70,900	$118,900 Land $48,000 Building $70,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1990–1996)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Quantum Internet & Telephone, Verizon.

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