31 John St, Westminster, MD 21157 Property Records

Carroll County property record for 31 John St, Westminster, MD 21157

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	1 ba · 1,161 sqft · built 1901
Lot Size	0.101 acres (4,393 sqft)
Owner	Company Name on File
Last Sale	$71,250 (May 2017)
Tax Bill	$2,448 (2025)
Deeds & Mortgages	May 2019 Line of Credit Aug 2018 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-067313`

Property Details

APN / Parcel Number

Primary APN	`07-067313`
Alternative APNs	`7067313` `067313`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,161 sqft Total Area

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Architectural Style	Townhouse
Exterior Material	Siding
Lot Area	4,393 sqft (0.101 acres)
Lot Dimensions	193 ft deep x 22 ft wide
Patio Area	90 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	067313
Street Address	31 JOHN ST
City	WESTMINSTER
State	MD
Zip	21157-4809
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	DOWNT
Legal Description	LT - 4393 SF 31 JOHN STREET GR RENT 4676/570
Legal Subdivision	WESTMINSTER
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	3
Census Block	3046
Census Tract	507601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Westminster Historic District (Additional Documentation) listed 1980 · 1,246 contributing resources · NRIS 80001804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Carroll County assessment roll, as of August 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2226 SANDYMOUNT RD, FINKSBURG, MD 21048-1445
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 2, 2019	Deed of Trust, Mortgage · Line of Credit NWSB BK
Aug 8, 2018	Deed of Trust, Mortgage · Line of Credit NWSB BK
Aug 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage RANDOLPH B & JANET M ARBAUGH
Apr 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage VISIO FINANCIAL SERVICES INC
May 5, 2017	Grant Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 5, 2017 · Amount on Record
Deed Sale	May 5, 2017 · Amount on Record
Prior Sale	Sep 15, 2006 · Amount on Record
Deed Document Number	20178679-0033
Deed Book / Page	8679 / 33
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	31 JOHN ST, WESTMINSTER, MD 21157-4809
Document Number	0093120388
Instrument Date	May 2, 2019
Transaction Type	Mortgage
Record Updated	Jun 18, 2019
Title Company	NEW WORLD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	559 RICH MAR ST WESTMINSTER MD 211589479, WESTMINSTER, MD 21158-9479

Mortgage

Document Number	0093120388
Date	Jun 10, 2019
Book Page	009312/000388

Lender

Name	NWSB BK
Address	GETTYSBURG, PA 17325

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	31 JOHN ST, WESTMINSTER, MD 21157-4809
Document Number	0090940222
Instrument Date	Aug 8, 2018
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	LAKESIDE TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	559 RICH MAR ST WESTMINSTER MD 211589479, WESTMINSTER, MD 21158-9479

Mortgage

Document Number	0090940222
Date	Aug 16, 2018
Book Page	009094/000222

Lender

Name	NWSB BK
Address	PO BOX 3129, GETTYSBURG, PA 17325-0129

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	31 JOHN ST, WESTMINSTER, MD 21157-4809
Document Number	0087860077
Book / Page	008786 / 000077
Instrument Date	Aug 15, 2017
Transaction Type	Mortgage
Record Updated	Oct 26, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	559 RICH MAR ST WESTMINSTER MD 211589479, WESTMINSTER, MD 21158-9479

Mortgage

Document Number	0087860077
Date	Aug 25, 2017
Book Page	008786/000077

Lender

Name	RANDOLPH B & JANET M ARBAUGH
Address	730 PLUM TREE LN, HANOVER, PA 17331-7832

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Aug 24, 2020

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	31 JOHN ST, WESTMINSTER, MD 21157-4809
Document Number	0086790037
Instrument Date	Apr 28, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	31 JOHN ST WESTMINSTER MD 211574809, WESTMINSTER, MD 21157-4809

Mortgage

Document Number	0086790037
Date	May 5, 2017
Book Page	008679/000037

Lender

Name	VISIO FINANCIAL SERVICES INC
Address	1905 KRAMER LN # B700, AUSTIN, TX 78758-4063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 4, 2047

Interest

Rate Type	Adjustable Rate
Rate	10.4%

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	May 5, 2017
Property Address	31 JOHN ST, WESTMINSTER, MD 21157-4809
Document Number	0086790033
Book / Page	008679 / 000033
Instrument Date	Apr 7, 2017
Transaction Type	Transfer
Record Updated	Jul 12, 2017
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$71.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	559 RICH MAR ST WESTMINSTER MD 211589479, WESTMINSTER, MD 21158-9479

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,000 (+5.67%) Land $49,100 Building $104,900	$154,000 (-) Land $49,100 Building $104,900
2025	$2,448.00 (+12.14%)	$145,733 (+12.8%)	$154,000 (+19.2%) Land $49,100 Building $104,900
2023	$2,183.00	$129,200 Land $49,100 Building $80,100	$129,200 Land $49,100 Building $80,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1990–1996)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Quantum Telecommunications, Verizon.

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