35 Jester Ct, Schenectady, NY 12304 Property Records

Albany County and Colonie Town property record for 35 Jester Ct, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,096 sqft · built 1998
Lot Size0.4 acres (17,424 sqft)
Owner2 Individual Names on Record
Last Sale$625,000 (Oct 2025)
Tax Bill$7,958 (2025)
Deeds & MortgagesAug 2025 Second Mortgage
Jan 2025 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN012689 16.2-2-52

Property Details

APN / Parcel Number

Primary APN012689 16.2-2-52
Alternative APNs
  • 268901600200020520000000
  • 01600200020520000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,096 sqft Living Area
1st Floor Area2,096 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area17,424 sqft (0.4 acres)
Garage TypeAttached
Garage Area720 sqft
Parking Spaces3 Parking Spaces
Pool TypeIn-Ground Vinyl Pool
PorchSlab
Porch Area436 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number01600200020520000000
Street Address35 JESTER CT
CitySCHENECTADY
StateNY
Zip12304-4808
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code04 - FARM
Legal Block2
Legal Lot Number52.000
JurisdictionALBANY NY
Township / Civil DivisionCOLONIE
Census Block Group3
Census Block3014
Census Tract13803

Owner

Source: Albany County and Colonie Town records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address23 TOKAY LN, SCHENECTADY, NY 12309-3209
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 7, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
TRUSTCO BANK
Jan 8, 2025Deed of Trust, Mortgage · Line of Credit
TRUSTCO BANK
Oct 17, 2025Deed, Transfer · Conventional Mortgage
CCFCU FUNDING LLC
Dec 26, 2017Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Apr 4, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 17, 2025 · Amount on Record
Deed SaleOct 17, 2025 · Amount on Record
Prior SaleSep 24, 2012 · Amount on Record
Deed Document Number202518899
Record UpdatedSep 20, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address35 JESTER CT, SCHENECTADY, NY 12304-4808
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004120
DateAug 7, 2025
InstrumentR2025-14120
Lender
NameTRUSTCO BANK
TypeBank
AddressALBANY, NY 12205
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term239 Months
DueJul 29, 2045

January 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address35 JESTER CT, SCHENECTADY, NY 12304-4808
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address35 JESTER CT, SCHENECTADY, NY 12304-4808

Mortgage

Document Number0000000072
DateJan 8, 2025
InstrumentR2025-372
Lender
NameTRUSTCO BANK
TypeBank
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueDec 26, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2025: Deed, Transfer

Document TypeDeed
JurisdictionALBANY NY
Recording DateOct 17, 2025
Property Address35 JESTER CT, SCHENECTADY, NY 12304-4808
Document Number0000008899
Map ReferenceDR172MAP9264-1&9264
Instrument DateAug 28, 2025
InstrumentR2025-18899
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,500.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address35 JESTER CT, SCHENECTADY, NY 12304-4808

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 TOKAY LN, SCHENECTADY, NY 12309-3209

Mortgage

Document Number0000008900
DateOct 17, 2025
InstrumentR2025-18900
Lender
NameCCFCU FUNDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueSep 1, 2055

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address35 JESTER CT, SCHENECTADY, NY 12304-4808
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLIBERTY TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000030917
DateDec 26, 2017
InstrumentR2017-30917
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueDec 8, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionALBANY NY
Recording DateApr 4, 2017
Property Address35 JESTER CT, SCHENECTADY, NY 12304-4808
Document Number0000007851
Instrument DateFeb 27, 2017
Instrument7851
Transaction TypeTransfer
Record UpdatedJul 24, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address77 SOUTHGATE RD LOUDONVILLE NY 122111134, LOUDONVILLE, NY 12211-1134

Tax Assessment & Valuation

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionColonie Town
Unified School DistrictSouth Colonie Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,958.00 (+13.69%) Homeowner's exemption$179,000 (-) Land $44,700 Building $134,300$409,600 (+9.84%) Land $102,286 Building $307,314
2024$179,000 (-) Land $44,700 Building $134,300$372,917 (+6.24%) Land $93,125 Building $279,792
2023$179,000 (-) Land $44,700 Building $134,300$351,000 (+9.32%) Land $87,652 Building $263,348
2022$179,000 Land $44,700 Building $134,300$321,076 Land $80,179 Building $240,897
2021$7,000.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLATHAM WATER DISTRICT
serves 85,590 people · EPA ID NY0100198
Water SourceSurface water
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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