Albany County and Colonie Town property record for 27 Jester Ct, Schenectady, NY 12304 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,603 sqft · built 1994 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $463,500 (Aug 2019) |
| Tax Bill | $7,286 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Aug 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012689 16.2-2-48 |
| Primary APN | 012689 16.2-2-48 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,603 sqft Living Area |
| 1st Floor Area | 847 sqft |
| 2nd Floor Area | 756 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 449 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01600200020480000000 |
|---|---|
| Street Address | 27 JESTER CT |
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-4808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | SABLE WOODS SUBDIVISION |
| Legal Block | 2 |
| Legal Lot Number | 48.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COLONIE |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 13803 |
Source: Albany County and Colonie Town records · APN 012689 16.2-2-48
Assessment roll updated March 17, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 27 JESTER CT, SCHENECTADY, NY 12304-4808 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 25, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Aug 18, 2020 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Aug 05, 2019 | Warranty Deed, Transfer GUARANTEED RATE |
| Sep 21, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 12, 2019 · Amount on Record |
| Deed Sale | Aug 12, 2019 · Amount on Record |
| Prior Sale | Jun 09, 1994 · Amount on Record |
| Deed Document Number | 201916317 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 27 JESTER CT, SCHENECTADY, NY 12304-4808 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 27 JESTER CT, SCHENECTADY, NY 12304-4808 |
| Document Number | 0000000960 |
|---|---|
| Date | Feb 25, 2026 |
| Instrument | R2026-3960 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 21, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 27 JESTER CT, SCHENECTADY, NY 12304-4808 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0000007984 |
|---|---|
| Date | Aug 18, 2020 |
| Instrument | R2020-17984 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Aug 05, 2019 |
| Property Address | 27 JESTER CT, SCHENECTADY, NY 12304-4808 |
| Document Number | 0000015759 |
| Instrument Date | Jul 31, 2019 |
| Instrument | 15759 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2019 |
| Title Company | AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,128.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 38 BRIARWOOD RD LOUDONVILLE NY 122111222, LOUDONVILLE, NY 12211-1222 |
| Document Number | 15760 |
|---|---|
| Date | Aug 05, 2019 |
| Instrument | 15760 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 04, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 27 JESTER CT, SCHENECTADY, NY 12304-4808 |
| Document Number | 0000022192 |
| Instrument Date | Sep 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE - PLATINUM |
| Name | Verified Name |
|---|---|
| Address | 27 JESTER CT SCHENECTADY NY 123044808, SCHENECTADY, NY 12304-4808 |
| Document Number | 0000022192 |
|---|---|
| Date | Oct 03, 2018 |
| Instrument | 22192 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 02, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Albany County and Colonie Town records · Assessment roll updated March 17, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | South Colonie Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,286.00 (+14.69%) | $142,000 (-) Land $35,500 Building $106,500 | $324,900 (+16.7%) Land $81,225 Building $243,675 |
| 2023 | $142,000 (-) Land $35,500 Building $106,500 | $278,400 (+9.3%) Land $69,600 Building $208,800 | |
| 2022 | $142,000 Land $35,500 Building $106,500 | $254,709 Land $63,677 Building $191,032 | |
| 2021 | $6,353.00 |
Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360010138033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 5 individual NFIP policies nearby |
| Nearby Flood Policies | 5 in force 5 of 5 on primary residences |
| Wildfire Risk | Low above 1% of the US · above 1% of New York |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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