35 Garrison Rd, Carmel, NY 10512 Property Records

Putnam County and Kent Town property record for 35 Garrison Rd, Carmel, NY 10512

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,620 sqft · built 1946
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$144,000 (Feb 2015)
Tax Bill	$11,277 (2024)
Deeds & Mortgages	Dec 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`372200 22.66-1-39`

Property Details

APN / Parcel Number

Primary APN	`372200 22.66-1-39`
Alternative APNs	`220002206600010390000000` `050650`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,620 sqft Living Area
Gross Area	1,764 sqft
1st Floor Area	1,080 sqft
Upper Floors Area	540 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	100 ft deep x 120 ft wide
View / Lot	Waterfront
Porch	Enclosed Porch
Porch Area	144 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	050650
Street Address	35 GARRISON RD
City	CARMEL
State	NY
Zip	10512-5626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Subdivision	SEVENTH MAP OF LAKE CARMEL
Legal Block	1
Legal Lot Number	39.00
Jurisdiction	PUTNAM NY
Township / Civil Division	KENT
Census Block Group	1
Census Block	1035
Census Tract	10300

Owner

35 Garrison Rd is owned by two individuals who acquired it in August 2015.

Source: Putnam County and Kent Town records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	31 MECHANIC ST, CARMEL, NY 10512-2211
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2015 · Amount on File
Deed Sale	Feb 23, 2015 · Amount on File
Deed Document Number	2015421
Deed Book / Page	1973 / 13
Last Transfer Date	Aug 28, 2015
Transfer Doc	0020050168
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	35 GARRISON RD, CARMEL, NY 10512-5626
Document Number	0072580033
Instrument Date	Dec 23, 2020
Transaction Type	Mortgage
Record Updated	Feb 12, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 GARRISON RD CARMEL NY 105125626, CARMEL, NY 10512-5626

Mortgage

Document Number	0072580033
Date	Jan 27, 2021
Book Page	007258/000033
Instrument	1148

Lender

Name	RHINEBECK BK
Type	Bank
Address	POUGHKEEPSIE, NY 12601

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 26, 2041

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Putnam County and Kent Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Kent Town
Unified School District	Carmel Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$425,000 (+77.3%) Land $62,400 Building $362,600	$425,000 (+21.99%) Land $62,400 Building $362,600
2024	$11,277.00	$239,700 (-) Land $17,000 Building $222,700	$348,401 (-)
2023		$239,700 (-) Land $17,000 Building $222,700	$348,401 (+21.66%) Land $24,709 Building $323,692
2022		$239,700 Land $17,000 Building $222,700	$286,380 Land $20,311 Building $266,069

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 35 Garrison Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1978–2023)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 2023 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 35 Garrison Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENT WD 1 serves 360 people · EPA ID NY3905708
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	5 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	Gross alpha radiation currently in violation since Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20