11 Garrison Rd, Carmel, NY 10512 Property Records

Putnam County and Kent Town property record for 11 Garrison Rd, Carmel, NY 10512

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,544 sqft · built 1958
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$223,000 (Oct 2020)
Tax Bill	$10,459 (2024)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`372200 22.66-1-33`

Property Details

APN / Parcel Number

Primary APN	`372200 22.66-1-33`
Alternative APNs	`220002206600010330000000` `050825`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,544 sqft Living Area
Gross Area	1,688 sqft
1st Floor Area	728 sqft
2nd Floor Area	816 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	100 ft deep x 83 ft wide
View / Lot	Waterfront
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Screened Porch
Porch Area	368 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	050825
Street Address	11 GARRISON RD
City	CARMEL
State	NY
Zip	10512-5626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Subdivision	SEVENTH MAP OF LAKE CARMEL
Legal Block	1
Legal Lot Number	33.00
Jurisdiction	PUTNAM NY
Township / Civil Division	KENT
Census Block Group	1
Census Block	1035
Census Tract	10300

Owner

Source: Putnam County and Kent Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11 GARRISON RD, CARMEL, NY 10512-5626
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2020 · Amount on Record
Deed Sale	Oct 21, 2020 · Amount on Record
Prior Sale	Feb 10, 2010 · Amount on Record
Deed Document Number	202087702020
Deed Book / Page	2181 / 47
Prior Transfer Date	Dec 2, 2009
Prior Transfer Doc	1847000463
Record Updated	Oct 29, 2026

October 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PUTNAM NY
Recording Date	Oct 21, 2020
Property Address	11 GARRISON RD, CARMEL, NY 10512-5626
Document Number	0021810047
Book / Page	2181 / 47
Map Reference	MAP 130FF
Instrument Date	Oct 14, 2020
Instrument	8770-2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	JT ABSTRACT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$892.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11 GARRISON RD, 11, CARMEL, NY 10512-5626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 WOOD ST, MAHOPAC, NY 10541-5010

Mortgage

Document Number	0000717411
Date	Oct 21, 2020
Instrument	7174/11

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Putnam County and Kent Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Kent Town
Unified School District	Carmel Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$382,000 (+71.84%) Land $46,100 Building $335,900	$382,000 (+18.23%) Land $46,100 Building $335,900
2024	$10,459.00
2023		$222,300 (-) Land $11,300 Building $211,000	$323,110 (+21.66%) Land $16,424 Building $306,686
2022		$222,300 Land $11,300 Building $211,000	$265,591 Land $13,501 Building $252,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1978–2023)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 2023 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENT WD 1 serves 360 people · EPA ID NY3905708
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	5 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	Gross alpha radiation currently in violation since Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20