Caldwell County property record for 35 Falls Ave, Granite Falls, NC 28630
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,856 sqft · built 1929 |
| Lot Size | 250 acres (10,890,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Oct 2021) |
| Tax Bill | $1,672 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08 17 1 11 |
| Primary APN | 08 17 1 11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,856 sqft Heated Area |
| Gross Area | 3,570 sqft |
| 1st Floor Area | 1,422 sqft |
| Upper Floors Area | 1,254 sqft |
| Basement Area | 356 sqft |
| Unfinished Basement | 356 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Wood Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,890,000 sqft (250 acres) |
| Lot Dimensions | 500 ft deep x 120 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,120 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 288 sqft |
| Shed | 1 Shed |
| Storage Building | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 173023 |
|---|---|
| Street Address | 35 FALLS AVE |
| City | GRANITE FALLS |
| State | NC |
| Zip | 28630-1520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 2038 PG 350 YR 2021 ST 500.00 |
| Legal Subdivision | SURVEY OF C C BABB |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LOVELADY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 31402 |
35 Falls Ave is owned and occupied by an individual who bought it in October 2021.
Source: Caldwell County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 35 FALLS AVE, GRANITE FALLS, NC 28630-1520 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 16, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 26, 2021 | Warranty Deed, Transfer · Conventional Mortgage SHUFORD FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 26, 2021 · Amount on File |
| Deed Sale | Oct 26, 2021 · Amount on File |
| Prior Sale | Apr 12, 2007 · Amount on File |
| Deed Document Number | 202110064440 |
| Deed Book / Page | 2038 / 350 |
| Prior Transfer Date | Mar 29, 2012 |
| Prior Transfer Doc | 0017930273 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 35 FALLS AVE, GRANITE FALLS, NC 28630-1520 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2026 |
| Title Company | UNKNOWN, ROCKET CLOSE |
| Name | Verified Name |
|---|---|
| Address | 35 FALLS AVE, GRANITE FALLS, NC 28630-1520 |
| Document Number | 0021521316 |
|---|---|
| Date | Dec 16, 2025 |
| Book Page | 2152/1316 |
| Instrument | 10113951 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Oct 26, 2021 |
| Property Address | 35 FALLS AVE, GRANITE FALLS, NC 28630-1520 |
| Document Number | 0020380350 |
| Book / Page | 2038 / 350 |
| Instrument Date | Oct 25, 2021 |
| Instrument | 10064440 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 937 DUDLEY SHOALS RD, GRANITE FALLS, NC 28630-8499 |
| Name | Verified Name |
|---|---|
| Address | 35 FALLS AVE, GRANITE FALLS, NC 28630-1520 |
| Document Number | 0010064441 |
|---|---|
| Date | Oct 26, 2021 |
| Instrument | 10064441 |
| Name | SHUFORD FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 26, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Type Change Date | Oct 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 4.75% |
| Max Rate At Change | 8.75% |
| Index | 1-Year CMT |
| Margin | 2 |
| Max Rate | 1.17% |
The 2026 property tax bill for 35 Falls Ave was $1,672, down 25.7% from the year before.
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Granite Falls Town |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,672.00 (-25.72%) | $354,500 (-) Land $45,900 Building $308,600 | |
| 2025 | $2,251.00 (+67.86%) | $354,500 Land $45,900 Building $308,600 | $354,500 Land $45,900 Building $308,600 |
| 2024 | $1,341.00 | ||
| 2023 | $210,100 (-) Land $45,900 Building $164,200 | $210,100 (-) Land $45,900 Building $164,200 | |
| 2022 | $1,314.00 | $210,100 Land $45,900 Building $164,200 | $210,100 Land $45,900 Building $164,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 35 Falls Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 35 Falls Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GRANITE FALLS serves 7,318 people · EPA ID NC0114030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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