31 Falls Ave, Granite Falls, NC 28630 Property Records

Caldwell County property record for 31 Falls Ave, Granite Falls, NC 28630

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,230 sqft · built 1928
Lot Size0.848 acres (36,936 sqft)
Owner2 Individual Names on File
Last Sale$129,000 (Apr 1999)
Tax Bill$1,549 (2026)
Deeds & MortgagesSep 2019 Line of Credit
Jul 2019 Sale
Flood ZoneZone X (minimal risk)
APN08 17 1 9

Property Details

APN / Parcel Number

Primary APN08 17 1 9
Alternative APN
  • 107697

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,230 sqft Heated Area
Gross Area4,498 sqft
1st Floor Area2,230 sqft
AtticAttic
Attic Area600 sqft
Basement Area558 sqft
Unfinished Basement558 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1980
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area36,936 sqft (0.848 acres)
Lot Dimensions243 ft deep x 152 ft wide
Garage TypeCarport
Garage Area625 sqft
CarportCarport
Carport Area625 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPatio
Porch Area341 sqft
Patio Area144 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number107697
Street Address31 FALLS AVE
CityGRANITE FALLS
StateNC
Zip28630-1520
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 1555 PG 1170 YR 05 ST 0.00
Legal SubdivisionS E MEARNS & A E MEARNS SUB
JurisdictionCALDWELL NC
Township / Civil DivisionLOVELADY
Census Block Group1
Census Block1006
Census Tract31402

Owner

31 Falls Ave is owned and occupied by two individuals who bought it in April 1999.

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address31 FALLS AVE, GRANITE FALLS, NC 28630-1520
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2019Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BK
Jul 26, 2019Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 30, 1999 · Amount on File
Deed SaleApr 30, 1999 · Amount on File
Prior SaleApr 1, 1999 · Amount on File
Deed Book / Page1261 / 1087
Record UpdatedOct 29, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALDWELL NC
Property Address31 FALLS AVE, GRANITE FALLS, NC 28630-1520
Document Number0010036987
Instrument DateSep 16, 2019
Transaction TypeMortgage
Record UpdatedOct 15, 2019
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address31 FALLS AVE GRANITE FALLS NC 286301520, GRANITE FALLS, NC 28630-1520

Mortgage

Document Number0010036987
DateSep 24, 2019
Book Page001972/000164
Instrument10036987
Lender
NameFIRST CITIZENS BK
TypeBank
AddressRALEIGH, NC 27611-6592
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueSep 23, 2049
Interest
Rate TypeAdjustable Rate

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCALDWELL NC
Recording DateJul 26, 2019
Property Address31 FALLS AVE, GRANITE FALLS, NC 28630-1520
Document Number0010035073
Book / Page001967 / 001873
Instrument DateJul 23, 2019
Instrument10035073
Transaction TypeTransfer
Record UpdatedAug 15, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$149.31
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address31 FALLS AVE GRANITE FALLS NC 286301520, GRANITE FALLS, NC 28630-1520

Tax Assessment & Valuation

The 2026 property tax bill for 31 Falls Ave was $1,549, down 6.1% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCaldwell County
MunicipalityGranite Falls Town
Unified School DistrictCaldwell County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,549.00 (-6.12%)$328,200 (-) Land $24,600 Building $303,600
2025$1,650.00$328,200 Land $24,600 Building $303,600$328,200 Land $24,600 Building $303,600
2023$169,800 (-) Land $24,600 Building $145,200$169,800 (-) Land $24,600 Building $145,200
2022$1,066.00$169,800 Land $24,600 Building $145,200$169,800 Land $24,600 Building $145,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Falls Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Falls Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GRANITE FALLS
serves 7,318 people · EPA ID NC0114030
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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