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35 Emerald Bay Dr, Oldsmar, FL 34677 Property Records

Pinellas County property record for 35 Emerald Bay Dr, Oldsmar, FL 34677

Property Summary

Property TypePlanned Unit Development
Details3 bd · 3 ba · 1,380 sqft · built 2000
Lot Size0.063 acres (2,751 sqft)
Owner2 Individual Names on Record
Last Sale$77,800 (Jan 2025)
Tax Bill$1,985 (2025)
Deeds & MortgagesAug 2018 Sale & Second Mortgage
Flood ZoneZone AE (high risk)
APNC62-000-759-5608-6

Property Details

APN / Parcel Number

Primary APNC62-000-759-5608-6
Alternative APNs
  • 15-28-16-25790-000-0350
  • 281615257900000350
  • 162815257900000350
  • R159837

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,380 sqft Living Area
1st Floor Area1,380 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2004
Exterior MaterialBrick/Stone
Construction TypeWood
Lot Area2,751 sqft (0.063 acres)
View / LotCorner
Garage TypeCarport
CarportCarport
PorchPatio

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account NumberR159837
Street Address35 EMERALD BAY DR
CityOLDSMAR
StateFL
Zip34677-5001
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Legal DescriptionEMERALD BAY LOT 35 & E 1FT OF LOT 34
Legal Range16E
Legal Township28S
Legal Section15
Legal SubdivisionEMERALD BAY
Legal Tract25790
Legal Lot Number35,34
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group4
Census Block4004
Census Tract27319

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address35 EMERALD BAY DR, OLDSMAR, FL 34677-5001
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 31, 2025 · Amount on Record
Deed SaleJan 31, 2025 · Amount on Record
Prior SaleAug 13, 2018 · Amount on Record
Deed Document Number202530830
Deed Book / Page23048 / 1221
Prior Transfer DateJan 24, 2025
Prior Transfer Doc0230481221
Record UpdatedOct 29, 2026

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateAug 13, 2018
Property Address35 EMERALD BAY DR, OLDSMAR, FL 34677-5001
Document Number0201651447
Book / Page20165 / 1447
Map ReferenceMB 105 PG 9-10
Instrument DateJun 29, 2018
Instrument2018258443
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanySTAR TITLE PARTNERS OF TAMPA

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,071.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address878 BRONZE HILL AVE, 878, SANTA TERESA, NM 88008-9569

Transferred To (Grantee/Buyer)

NameVerified Name
Address35 EMERALD BAY DR, OLDSMAR, FL 34677-5001

Mortgage

Document Number2018258445
DateAug 13, 2018
Instrument2018258445
Lender
NameFLORIDA HOUSING FINANCE CORP
TypeFunding / Finance Company
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term359 Months
DueJul 1, 2048

Mortgage

Document Number0201651449
DateAug 13, 2018
Book Page20165/1449
Instrument2018258444
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
AddressORLANDO, FL 32801
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJul 1, 2048

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityOldsmar City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,985.00 (+6.49%)$154,802 (+5.99%)$249,671 (+8.12%) Building $249,671
2024$1,864.00 (+2.25%)
2023$1,823.00 (+3.58%) Homeowner's exemption$146,057 (+3%)$230,914 (+12.44%) Building $230,914
2022$1,760.00 Homeowner's exemption$141,803$205,363 Building $205,363

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 195 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies195 in force
Nearby Flood Claims2 (2024)
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOLDSMAR WATER SYSTEM
serves 14,898 people · EPA ID FL6521417
Water SourceGroundwater
Last State InspectionApr 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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