Pinellas County property record for 34 Emerald Bay Dr, Oldsmar, FL 34677
| Property Type | Planned Unit Development |
|---|---|
| Details | 3 bd · 3 ba · 1,380 sqft · built 1999 |
| Lot Size | 0.045 acres (1,947 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $290,000 (Oct 2022) |
| Tax Bill | $3,534 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Jan 2017 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | C62-000-759-5607-8 |
| Primary APN | C62-000-759-5607-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,380 sqft Living Area |
| 1st Floor Area | 1,380 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick/Stone |
| Construction Type | Wood |
| Lot Area | 1,947 sqft (0.045 acres) |
| View / Lot | Corner |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Patio |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | R159836 |
|---|---|
| Street Address | 34 EMERALD BAY DR |
| City | OLDSMAR |
| State | FL |
| Zip | 34677-5001 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Planned Unit Development |
| Legal Description | EMERALD BAY LOT 34 LESS E 1FT |
| Legal Range | 16E |
| Legal Township | 28S |
| Legal Section | 15 |
| Legal Subdivision | EMERALD BAY |
| Legal Tract | 25790 |
| Legal Lot Number | 34 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 27319 |
Source: Pinellas County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 34 EMERALD BAY DR, OLDSMAR, FL 34677-5001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 19, 2022 | Warranty Deed, Transfer · FHA Mortgage CELEBRITY HOME LOANS LLC |
| Jan 5, 2017 | Warranty Deed, Transfer · Conventional Mortgage MICHIGAN MUTUAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 19, 2022 · Amount on Record |
| Deed Sale | Oct 19, 2022 · Amount on Record |
| Prior Sale | Jan 5, 2017 · Amount on Record |
| Deed Document Number | 2022307041 |
| Deed Book / Page | 22237 / 1285 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Oct 19, 2022 |
| Property Address | 34 EMERALD BAY DR, OLDSMAR, FL 34677-5001 |
| Document Number | 0222371285 |
| Book / Page | 22237 / 1285 |
| Map Reference | MB 105 PG 9&10 |
| Instrument Date | Oct 14, 2022 |
| Instrument | 2022307041 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2022 |
| Title Company | MILESTONE TITLE SERVICES, MILESTONE TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,030.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12518 CANDLEBERRY CIR, 12518, TAMPA, FL 33635-9109 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 500 SOUTH BEICHER ROAD, LARGO, FL 33771-2736 |
| Document Number | 0222371287 |
|---|---|
| Date | Oct 19, 2022 |
| Instrument | 22237/1287 |
| Name | CELEBRITY HOME LOANS LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jan 5, 2017 |
| Property Address | 34 EMERALD BAY DR, OLDSMAR, FL 34677-5001 |
| Document Number | 0194722119 |
| Book / Page | 019472 / 002119 |
| Instrument Date | Dec 22, 2016 |
| Instrument | 3956 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2017 |
| Title Company | REPUBLIC LAND TITLE CORPORATION, REPUBLIC LAND TITLE CORP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,064.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 34 EMERALD BAY DR OLDSMAR FL 346775001, OLDSMAR, FL 34677-5001 |
| Document Number | 194722121, |
|---|---|
| Date | Jan 5, 2017 |
| Book Page | 019472/002121 |
| Instrument | 3957 |
| Name | MICHIGAN MUTUAL |
|---|---|
| Type | Funding / Finance Company |
| Address | SOUTHFIELD, MI 48034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 4, 2032 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Oldsmar City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,534.00 (+1.79%) Homeowner's exemption | $243,227 (+1.11%) | $262,606 (+9.17%) Building $262,606 |
| 2023 | $3,472.00 (+1.94%) Homeowner's exemption | $240,557 (+14.81%) | $240,557 (+14.81%) Building $240,557 |
| 2022 | $3,406.00 | $209,527 | $209,527 Building $209,527 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 195 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 195 in force |
| Nearby Flood Claims | 2 (2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLDSMAR WATER SYSTEM serves 14,898 people · EPA ID FL6521417 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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