35 Elm St, Peru, NY 12972 Property Records

Clinton County and Peru Town property record for 35 Elm St, Peru, NY 12972

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,600 sqft · built 1876
Lot Size	1.8 acres (78,408 sqft)
Owner	2 Individual Names on File
Last Sale	$365,500 (Sep 2025)
Tax Bill	$6,297 (2026)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Jan 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`094000 280.1-8-50`

Property Details

APN / Parcel Number

Primary APN	`094000 280.1-8-50`
Alternative APN	`400028000100080500000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,600 sqft Living Area
1st Floor Area	1,540 sqft
2nd Floor Area	840 sqft
Upper Floors Area	220 sqft

Exterior

Year Built	Built 1876
Effective Year Built	Effective 1876
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	78,408 sqft (1.8 acres)
Garage Type	Detached
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	367 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	35 ELM ST
City	PERU
State	NY
Zip	12972-2814
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAT BELLS
Legal Block	8
Legal Lot Number	50.000
Jurisdiction	CLINTON NY
Township / Civil Division	PERU
Census Block Group	2
Census Block	2007
Census Tract	101901

Owner

35 Elm St is owned and occupied by two individuals who bought it in September 2025.

Source: Clinton County and Peru Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	65 WOODSIDE DR, ALBANY, NY 12208-1158
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage BROADVIEW FCU
Jan 22, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2025 · Amount on File
Deed Sale	Sep 3, 2025 · Amount on File
Prior Sale	Jul 18, 2012 · Amount on File
Deed Document Number	2025346038
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON NY
Recording Date	Sep 3, 2025
Property Address	35 ELM ST, PERU, NY 12972-2814
Document Number	0000346038
Instrument Date	Aug 28, 2025
Instrument	2025-00346038
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	CENTENNIAL ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	65 WOODSIDE DR, ALBANY, NY 12208-1158

Mortgage

Document Number	0000346039
Date	Sep 3, 2025
Instrument	2025-00346039

Lender

Name	BROADVIEW FCU

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLINTON NY
Recording Date	Jan 22, 2020
Property Address	35 ELM ST, PERU, NY 12972-2814
Document Number	0000305778
Instrument Date	Jan 16, 2020
Instrument	305778
Transaction Type	Transfer
Record Updated	Feb 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	35 ELM ST PLATTSBURGH NY 12901, PLATTSBURGH, NY 12901

Tax Assessment & Valuation

The 2026 property tax bill for 35 Elm St was $6,297 with a homeowner's exemption, up 167.4% from the year before.

Source: Clinton County and Peru Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Peru Town
Unified School District	Peru Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,297.00 (+167.39%) Homeowner's exemption
2025	$2,355.00 (-64.92%)	$275,600 (-) Land $23,000 Building $252,600	$275,600 (-) Land $23,000 Building $252,600
2024	$6,714.00 Homeowner's exemption	$275,600 (+11.26%) Land $23,000 Building $252,600	$275,600 (+11.26%) Land $23,000 Building $252,600
2023		$247,700 Land $23,000 Building $224,700	$247,700 Land $23,000 Building $224,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 35 Elm St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 35 Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERU WD serves 2,700 people · EPA ID NY0900216
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	9 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: SLICFiber.

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