Clinton County and Peru Town property record for 31 Elm St, Peru, NY 12972
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,595 sqft · built 1930 |
| Lot Size | 0.34 acres (14,850 sqft) |
| Owner | Individual Name on File |
| Last Sale | $82,200 (Apr 2001) |
| Tax Bill | $3,996 (2026) |
| Deeds & Mortgages | Mar 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 094000 280.1-8-52 |
| Primary APN | 094000 280.1-8-52 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,595 sqft Living Area |
| 1st Floor Area | 1,139 sqft |
| Upper Floors Area | 456 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 14,850 sqft (0.34 acres) |
| Lot Dimensions | 330 ft deep x 45 ft wide |
| Garage Type | Attached |
| Garage Area | 273 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 496 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 31 ELM ST |
|---|---|
| City | PERU |
| State | NY |
| Zip | 12972-2814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PAT BELLS |
| Legal Block | 8 |
| Legal Lot Number | 52.000 |
| Jurisdiction | CLINTON NY |
| Township / Civil Division | PERU |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 101901 |
31 Elm St is owned and occupied by an individual who acquired it in March 2015.
Source: Clinton County and Peru Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 31 ELM ST, PERU, NY 12972-2814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 5, 2001 · Amount on File |
| Deed Sale | Apr 5, 2001 · Amount on File |
| Deed Book / Page | 20011 / 30140 |
| Last Transfer Date | Mar 24, 2015 |
| Transfer Doc | 0000020152/000007079 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON NY |
| Property Address | 31 ELM ST, PERU, NY 12972-2814 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021000314281 |
|---|---|
| Date | Mar 4, 2021 |
| Instrument | 20210-00314281 |
| Name | PERU CENTRAL SCHOOL FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2036 |
The 2026 property tax bill for 31 Elm St was $3,996 with a homeowner's exemption, up 167.5% from the year before.
Source: Clinton County and Peru Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Clinton County |
| County Subdivision | Peru Town |
| Unified School District | Peru Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,996.00 (+167.47%) Homeowner's exemption | ||
| 2025 | $1,494.00 | $174,900 Land $12,300 Building $162,600 | $174,900 Land $12,300 Building $162,600 |
| 2023 | $163,800 Land $12,300 Building $151,500 | $163,800 Land $12,300 Building $151,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 31 Elm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 31 Elm St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PERU WD serves 2,700 people · EPA ID NY0900216 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 9 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: SLICFiber.
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