35 E Lowell St, Pentwater, MI 49449 Property Records

Oceana County property record for 35 E Lowell St, Pentwater, MI 49449

Property Summary

Property TypeCommercial
Details768 sqft
Lot Size0.2 acres (8,712 sqft)
OwnerCompany Name on Record
Last Sale$270,000 (Apr 2017)
Tax Bill$10,609 (2025)
Deeds & MortgagesNov 2022 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN044-684-001-00

Property Details

APN / Parcel Number

Primary APN044-684-001-00

Interior

Building Area768 sqft Gross Area
1st Floor Area384 sqft

Exterior

Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide
Total Buildings5 Buildings

Location & Zoning

Street Address35 E LOWELL ST
CityPENTWATER
StateMI
Zip49449
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionVILLAGE OF PENTWATER - BLOCK 14 LOT 1. WD 2017/8019 WD9916952 PT TO 001-10 & 20 IN 99 PER PW COMB WI 10 & 20 IN 99
Legal SubdivisionVILLAGE OF PENTWATER
Legal Block14
Legal Lot Number1
JurisdictionOCEANA MI
Township / Civil DivisionPENTWATER
Census Block Group1
Census Block1050
Census Tract10800

Owner

Source: Oceana County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address7742 72ND AVE, PENTWATER, MI 49449-9480
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 28, 2017 · Amount on Record
Deed SaleApr 28, 2017 · Amount on Record
Prior SaleSep 1, 1999 · Amount on Record
Deed Document Number20172799
Deed Book / Page2017 / 8019
Record UpdatedOct 29, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOCEANA MI
Recording DateNov 17, 2022
Property Address35 E LOWELL ST, PENTWATER, MI 49449
Document Number2022/23738
Book / Page2022 / 23738
Instrument DateNov 17, 2022
Instrument202200006517
Transaction TypeTransfer
Record UpdatedDec 12, 2022
Title CompanyLIGHTHOUSE TITLE AGENCY, LIGHTHOUSE TTL AGCY WHITE LA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,250.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address224 3RD ST, 224, PENTWATER, MI 49449-5103

Transferred To (Grantee/Buyer)

NameVerified Name
Address7742 72ND AVE, PENTWATER, MI 49449-9480

Mortgage

Document Number202200006518
DateNov 17, 2022
Instrument202200006518
Lender
NameTHE SHELBY STATE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Oceana County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOceana County
County SubdivisionPentwater Township
MunicipalityPentwater Village
Unified School DistrictPentwater Public School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$323,700 (+5.99%) Land $68,700 Building $255,000$647,400 (+5.99%) Land $137,400 Building $510,000
2025$10,609.00 (+63.57%) Homeowner's exemption$305,400 (+36.64%) Land $89,100 Building $216,300$610,800 (+36.64%) Land $178,200 Building $432,600
2023$223,500 Land $71,200 Building $152,300$447,000 (-) Land $142,400 Building $304,600
2022$6,486.00$447,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 individual policies
Nearby Flood Policies28 units insured
incl. 17 condo units
Nearby Flood Claims7 (1997–2019)
Claims Outside the SFHA2 of 7
Most Recent ClaimNov 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPENTWATER
serves 857 people · EPA ID MI0005260
Water SourceGroundwater
Last State InspectionAug 2025
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T.

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