180 E Lowell St, Pentwater, MI 49449 Property Records

Oceana County property record for 180 E Lowell St, Pentwater, MI 49449

Property Summary

Property Type	Single Family Home
Lot Size	0.211 acres (9,217 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Jan 2001)
Tax Bill	$2,230 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Jul 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`044-688-005-00`

Property Details

APN / Parcel Number

Primary APN	`044-688-005-00`

Exterior

Lot Area	9,217 sqft (0.211 acres)

Location & Zoning

Street Address	180 E LOWELL ST
City	PENTWATER
State	MI
Zip	49449-8420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	180 E LOWELL ST MLC942603 WD-L2001P4283 VILLAGE OF PENTWATER - BLOCK 18 ENTIRE LOT 5 EXC W 35 FT & S 1/4 LOT 6 EXC W 35 FT
Legal Subdivision	VILLAGE OF PENTWATER
Legal Block	18
Legal Lot Number	5-6
Jurisdiction	OCEANA MI
Township / Civil Division	PENTWATER
Census Block Group	1
Census Block	1060
Census Tract	10800

Owner

Source: Oceana County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	180 E LOWELL ST, PENTWATER, MI 49449-8420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INC
Jul 7, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2001 · Amount on Record
Deed Sale	Jan 22, 2001 · Amount on Record
Prior Sale	Jan 1, 1996
Deed Book / Page	2001 / 4283
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	180 E LOWELL ST, PENTWATER, MI 49449
Transaction Type	Mortgage
Record Updated	Jun 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/024385
Date	Dec 20, 2018
Book Page	2018/024385
Instrument	201800007098

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2034

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCEANA MI
Recording Date	Jul 7, 2022
Property Address	180 E LOWELL ST, PENTWATER, MI 49449
Document Number	2022/14791
Book / Page	2022 / 14791
Instrument Date	Jun 22, 2022
Instrument	202200004215
Transaction Type	Transfer
Record Updated	Jun 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	180 E LOWELL ST, PENTWATER, MI 49449

Tax Assessment & Valuation

Source: Oceana County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
County Subdivision	Pentwater Township
Municipality	Pentwater Village
Unified School District	Pentwater Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$299,800 (-4.46%) Land $299,800	$599,600 (-4.46%) Land $599,600
2025	$2,230.00 (+17.55%) Homeowner's exemption	$313,800 (+37.63%) Land $313,800	$627,600 (+37.63%) Land $627,600
2023		$228,000 Land $228,000	$456,000 (-) Land $456,000
2022	$1,897.00		$456,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 individual policies
Nearby Flood Policies	28 units insured incl. 17 condo units
Nearby Flood Claims	7 (1997–2019)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Nov 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PENTWATER serves 857 people · EPA ID MI0005260
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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