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35 E Commerce St, Hernando, MS 38632 Property Records

DeSoto County property record for 35 E Commerce St, Hernando, MS 38632 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 2000
Square Footage75,168 sqft
Lot Size2,872 sqft (0.065 acres)
OccupancyOwner Occupied
Tax Bill$1,097.00 (2025)

Property Details

APN / Parcel Number

Primary APN3-07-4-18-00-3-00021-02

Interior

Building Area75,168 sqft

Exterior

Year BuiltBuilt 2000
Lot Area2,872 sqft (0.065 acres)

Location & Zoning

Street Address35 E COMMERCE ST
CityHERNANDO
StateMS
Zip38632-2215
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPT LOT 45 UNIT 2
Legal Range07
Legal Township03
Legal Section18
Legal QuarterSE
Legal SubdivisionORIGINAL PLAT OF THE TOWN OF HERNANDO
Legal Lot Number45
Legal Unit2
JurisdictionDESOTO MS
Minor Civil Division5
Census Blockgroup3
Census Block3006
Census Tract71124

Owner

Source: DeSoto County records · APN 3-07-4-18-00-3-00021-02

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address35 E COMMERCE ST, HERNANDO, MS 38632-2215
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 22, 2018Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MTG CORP
May 26, 2021Warranty Deed, Transfer · Conventional Mortgage
CITIZENS BANK
May 22, 2018Warranty Deed, Transfer
FIRST NATIONAL FINANCIAL TITLE, FIRST NATIONAL FINANCIAL TIT

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 26, 2021
Deed SaleMay 26, 2021
Prior SaleMay 22, 2018
Deed Doc Number0000959198
Deed Book / Page959 / 198
Record RefreshedJun 08, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address35 E COMMERCE ST, HERNANDO, MS 38632-2215
Transaction TypeMortgage
Record UpdatedDec 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004545/075
DateMay 22, 2018
Book Page4545/075
InstrumentT04545-00075
Lender
NameFAIRWAY INDEPENDENT MTG CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2048
Interest
Rate TypeFixed Rate

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateMay 26, 2021
Property Address35 E COMMERCE ST, HERNANDO, MS 38632-2215
Document Number959/198
Book / Page959 / 198
Instrument DateMay 20, 2021
Transaction TypeTransfer
Record UpdatedJun 09, 2021

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3051 ROSPBERRY RED CV, 3051, HERNANDO, MS 38632

Transferred To (Grantee/Buyer)

NameVerified Name
Address35 E COMMERCE ST, HERNANDO, MS 38632-2215
InvestorPossibly a Property Investor

Mortgage

Document Number5252169
DateMay 26, 2021
Instrument5252/169
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateMay 22, 2018
Property Address35 E COMMERCE ST, HERNANDO, MS 38632-2215
Document Number000856/533
Book / Page856 / 533
Map ReferenceDB 186 PG 353
Instrument DateMay 15, 2018
InstrumentW00856-00533
Transaction TypeTransfer
Record UpdatedDec 24, 2021
Title CompanyFIRST NATIONAL FINANCIAL TITLE, FIRST NATIONAL FINANCIAL TIT

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address316 COMPASS DR, 316, JASPER, TN 37347-1003

Transferred To (Grantee/Buyer)

NameVerified Name
Address35 E COMMERCE ST, HERNANDO, MS 38632-2215

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityHernando City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,097.00 (-14.43%)$9,424 (+1.91%) Land $1,200 Building $8,224$94,241 (+1.91%) Land $12,000 Building $82,241
2023$1,282.00$9,247$92,474 Land $12,000 Building $80,474

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