DeSoto County property record for 32 E Commerce St, Hernando, MS 38632 · Last verified January 2026
| Property Type | Other > Other Improved |
|---|---|
| Year Built | Built 1980 |
| Square Footage | 15,632 sqft Adjusted Area |
| Lot Size | 64,687 sqft (1.48 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $18,377.00 (2025) |
| Primary APN | 3-07-4-18-00-2-00053-00 |
|---|
| Building Area | 15,632 sqft Adjusted Area |
|---|---|
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1980 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Construction Type | Concrete Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Steel Frame/Truss Roof Construction |
| Roof Material | Builtup (layered Asphalt) Roof |
| Lot Area | 64,687 sqft (1.48 acres) |
| Depth X Width | 560 ft x 120 ft Depth x Width |
| Street Address | 32 E COMMERCE ST |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-2200 |
| Property Usage | Other Property Usage |
| Type | Other > Other Improved |
| Legal Description | E PT LOT 46 & 57 HERNANDO INC |
| Legal Range | 07 |
| Legal Township | 03 |
| Legal Section | 18 |
| Legal Quarter | SW |
| Legal Subdivision | HERNANDO INC |
| Legal Lot Number | 46,57 57 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 5 |
| Census Blockgroup | 1 |
| Census Block | 1076 |
| Census Tract | 71122 |
Source: DeSoto County records · APN 3-07-4-18-00-2-00053-00
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 32 E COMMERCE ST, HERNANDO, MS 38632-2200 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Oct 04, 2023 | Deed of Trust, Mortgage · Stand Alone Second Mortgage GUARANTY BANK & TRUST CO |
| Aug 30, 2019 | Deed of Trust, Mortgage · Line of Credit GUARANTY BANK & TRUST CO |
| Aug 30, 2019 | Warranty Deed, Transfer · Seller Take-Back ROBERT D ALLEN JR ETUL |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 30, 2019 |
| Deed Sale | Aug 30, 2019 |
| Deed Doc Number | 0000898232 |
| Deed Book / Page | 0898 / 232 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 32 E COMMERCE ST, HERNANDO, MS 38632-2200 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 32 E COMMERCE ST, HERNANDO, MS 38632-2200 |
| Document Number | 5660/92867 |
|---|---|
| Date | Oct 04, 2023 |
| Book Page | 5660/92867 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | HERNANDO, MS 38632 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 47 Months |
| Due | Sep 15, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 32 E COMMERCE ST, HERNANDO, MS 38632-2200 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004789/426 |
|---|---|
| Date | Aug 30, 2019 |
| Book Page | 4789/426 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | HERNANDO, MS 38632 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Sep 15, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Aug 30, 2019 |
| Property Address | 32 E COMMERCE ST, HERNANDO, MS 38632-2200 |
| Document Number | 000898/232 |
| Book / Page | 0898 / 232 |
| Instrument Date | Aug 30, 2019 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7450 ALLISON RD, OLIVE BRANCH, MS 38654-9238 |
| Name | Verified Name |
|---|---|
| Address | 32 E COMMERCE ST, HERNANDO, MS 38632-2200 |
| Document Number | 0004789400 |
|---|---|
| Date | Aug 30, 2019 |
| Instrument | 4789/400 |
| Name | ROBERT D ALLEN JR ETUL |
|---|---|
| Type | Seller |
| Type | Seller Take-Back |
|---|---|
| Amount | Amount Recorded |
| Term | 193 Months |
| Due | Sep 01, 2035 |
Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,377.00 (+10.8%) | $157,743 (+31.95%) Land $30,240 Building $127,503 | $1,051,618 (+31.95%) Land $201,600 Building $850,018 |
| 2023 | $16,585.00 | $119,546 | $796,973 Land $201,600 Building $595,373 |
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