Worcester County and Gardner City property record for 35 Dyer St, Gardner, MA 01440
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,238 sqft · built 1910 |
| Lot Size | 3.49 acres (152,347 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $589,900 (Jun 2026) |
| Tax Bill | $5,213 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Oct 2025 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:P-16 B:0013 L:0001 |
| Primary APN | M:P-16 B:0013 L:0001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,238 sqft Living Area |
| Gross Area | 4,316 sqft |
| Basement Area | 952 sqft |
| Unfinished Basement | 952 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 152,347 sqft (3.49 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 35 DYER ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-3207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 16 |
| Legal Lot Number | 16 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 707100 |
Source: Worcester County and Gardner City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 35 DYER ST, GARDNER, MA 01440-3207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Person |
| Date | Document |
|---|---|
| Jun 29, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Oct 27, 2025 | Quit Claim Deed, Transfer |
| Mar 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance POLI MORTGAGE GROUP INC |
| Jan 16, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Mar 12, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2026 · Amount on Record |
| Deed Sale | Jun 29, 2026 · Amount on Record |
| Prior Sale | Oct 27, 2025 · Amount on Record |
| Deed Document Number | 202653672 |
| Deed Book / Page | 73795 / 299 |
| Prior Transfer Date | Oct 7, 2025 |
| Prior Transfer Doc | 072731-178 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Jun 29, 2026 |
| Property Address | 35 DYER ST, GARDNER, MA 01440-3207 |
| Document Number | 0000053672 |
| Book / Page | 73795 / 299 |
| Instrument Date | Jun 17, 2026 |
| Instrument | 202653672 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 35 DYER ST, GARDNER, MA 01440-3207 |
| Investor | Possibly a Property Investor |
| Date | Jun 29, 2026 |
|---|
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Oct 27, 2025 |
| Property Address | 35 DYER ST, GARDNER, MA 01440-3207 |
| Document Number | 072731-178 |
| Book / Page | 72731 / 178 |
| Instrument Date | Oct 7, 2025 |
| Instrument | 92741 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 TEABERRY LN, GARDNER, MA 01440-4221 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 35 DYER ST, GARDNER, MA 01440-3207 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 64634-67 |
|---|---|
| Date | Mar 8, 2021 |
| Book Page | 64634/67 |
| Instrument | 32152 |
| Name | POLI MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Jan 16, 2019 |
| Property Address | 35 DYER ST, GARDNER, MA 01440-3207 |
| Document Number | 59941-82 |
| Book / Page | 059941 / 000082 |
| Instrument Date | Jan 11, 2019 |
| Instrument | 4335 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 35 DYER ST GARDNER MA 014403207, GARDNER, MA 01440-3207 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Mar 12, 2019 |
| Property Address | 35 DYER ST, GARDNER, MA 01440-3207 |
| Document Number | 60137-65 |
| Book / Page | 060137 / 000065 |
| Instrument Date | Jan 11, 2019 |
| Instrument | 21442 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 35 DYER ST GARDNER MA 014403207, GARDNER, MA 01440-3207 |
Source: Worcester County and Gardner City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,213.00 (+3.31%) | $378,600 (+7.74%) Land $106,600 Building $272,000 | $547,272 (+8.14%) |
| 2025 | $5,046.00 (-0.88%) | $351,400 (+3.47%) Land $97,600 Building $253,800 | $506,065 |
| 2024 | $5,091.00 (+1.56%) | $339,600 (+9.27%) Land $89,800 Building $249,800 | |
| 2023 | $5,013.00 | $310,800 Land $86,500 Building $224,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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