Worcester County and Gardner City property record for 63 Dyer St, #65, Gardner, MA 01440
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2.5 ba · 2,511 sqft · built 1910 |
| Lot Size | 0.478 acres (20,807 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Sep 2025) |
| Tax Bill | $4,314 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | GARD M:R17 B:21 L:2 |
| Primary APN | GARD M:R17 B:21 L:2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 13 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,511 sqft Living Area |
| Gross Area | 5,098 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,807 sqft (0.478 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 63 DYER ST, 65 |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-8210 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Block | 21 |
| Legal Lot Number | 2 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 707100 |
63 Dyer St, #65 is owned and occupied by two individuals who bought it in September 2025.
Source: Worcester County and Gardner City records, as of June 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 63 DYER ST, 65, GARDNER, MA 01440-8210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 11, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING |
| Dec 28, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2025 · Amount on File |
| Deed Sale | Sep 11, 2025 · Amount on File |
| Prior Sale | Dec 28, 2020 · Amount on File |
| Deed Document Number | 202577732 |
| Deed Book / Page | 72522 / 68 |
| Prior Transfer Date | Sep 10, 2025 |
| Prior Transfer Doc | 0072522-68 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Sep 11, 2025 |
| Property Address | 63 DYER ST # 65, 65, GARDNER, MA 01440-8210 |
| Document Number | 0072522-68 |
| Book / Page | 72522 / 68 |
| Instrument Date | Sep 10, 2025 |
| Instrument | 77732 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 63 DYER ST # 65, 65, GARDNER, MA 01440-8210 |
| Document Number | 0000077733 |
|---|---|
| Date | Sep 11, 2025 |
| Instrument | 77733 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Dec 28, 2020 |
| Property Address | 63-65 DYER ST, GARDNER, MA 01440 |
| Document Number | 64087-192 |
| Book / Page | 64087 / 192 |
| Instrument Date | Dec 24, 2020 |
| Instrument | 162455 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 63 DYER ST # 65, 65, GARDNER, MA 01440-8210 |
| Document Number | 162456 |
|---|---|
| Date | Dec 28, 2020 |
| Instrument | 162456 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 63 Dyer St, #65 was $4,314, up 4.2% from the year before.
Source: Worcester County and Gardner City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,314.00 (+4.23%) | $300,400 (+8.8%) Land $75,000 Building $225,400 |
| 2024 | $4,139.00 (+1.07%) | $276,100 (+8.74%) Land $68,200 Building $207,900 |
| 2023 | $4,095.00 | $253,900 Land $67,200 Building $186,700 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 63 Dyer St, #65 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 63 Dyer St, #65 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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