35 Drake Smith Ln, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 35 Drake Smith Ln, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 5,357 sqft · built 1957
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Last Sale	$4,136,300 (Jun 2022)
Tax Bill	$96,811 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`551400 146-8-2-20`

Property Details

APN / Parcel Number

Primary APN	`551400 146-8-2-20`
Alternative APN	`140014600800020200000000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	5,357 sqft Living Area
1st Floor Area	3,685 sqft
2nd Floor Area	1,672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Cape Cod
Exterior Material	Wood
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Attached
Garage Area	250 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	35 DRAKE SMITH LN
City	RYE
State	NY
Zip	10580-4323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	2
Legal Lot Number	20.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	1
Census Block	1001
Census Tract	7600

Owner

Source: Westchester County and Rye City assessment roll, APN 551400 146-8-2-20, as of May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	35 DRAKE SMITH LN, RYE, NY 10580-4323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 10, 2022 · Amount on Record
Deed Sale	Jun 10, 2022 · Amount on Record
Deed Document Number	20223052
Prior Transfer Date	May 06, 1998
Prior Transfer Doc	1202000110
Record Updated	Jun 08, 2026

June 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Jun 10, 2022
Property Address	35 DRAKE SMITH LN, RYE, NY 10580-4323
Document Number	0621433052
Instrument Date	Jun 03, 2022
Instrument	621433052
Transaction Type	Transfer
Record Updated	Mar 02, 2023
Title Company	MAIN TITLE AGENCY, MADISON TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$16,546.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	35 DRAKE SMITH LN, RYE, NY 10580-4323

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	279 RYE BEACH AVE, RYE, NY 10580-3423

Mortgage

Document Number	0621603498
Date	Jun 10, 2022
Instrument	621603498

Lender

Name	BETHPAGE FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 01, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.62%
Index	11th District COF
Max Rate	8.62%

Tax Assessment & Valuation

Source: Westchester County and Rye City assessment roll as of May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$96,811.00	$53,350 (-) Land $12,650 Building $40,700	$4,521,187 (+6.78%) Land $1,072,034 Building $3,449,153
2024		$53,350 (-) Land $12,650 Building $40,700	$4,234,127 (+2.38%) Land $1,003,968 Building $3,230,159
2023		$53,350 Land $12,650 Building $40,700	$4,135,659 Land $980,620 Building $3,155,039

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Westchester County (36119C), as of September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361190076001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Nearby Flood Policies	62 in force
Nearby Flood Claims	88 (1978–2023)
Claims Outside the SFHA	44 of 88
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 8 claims Hurricane Sandy, Oct 2012 · 19 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 17 claims

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 75 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

May also be available: T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY5903456, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.