115 Drake Smith Ln, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 115 Drake Smith Ln, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 5,489 sqft · built 2006
Lot Size	0.84 acres (36,590 sqft)
Owner	2 Individual Names on Record
Last Sale	$4,200,000 (Mar 2020)
Tax Bill	$85,190 (2026)
Deeds & Mortgages	Mar 2020 Sale Jan 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`551400 146-12-2-27`

Property Details

APN / Parcel Number

Primary APN	`551400 146-12-2-27`
Alternative APN	`140014601200020270000000`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	5,489 sqft Living Area
1st Floor Area	2,717 sqft
2nd Floor Area	2,772 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	36,590 sqft (0.84 acres)
Garage Type	Attached
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	115 DRAKE SMITH LN
City	RYE
State	NY
Zip	10580-4316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	2
Legal Lot Number	27.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	1
Census Block	1001
Census Tract	7600

Owner

Source: Westchester County and Rye City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	115 DRAKE SMITH LN, RYE, NY 10580-4316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2020	Grant Deed, Transfer FUTURE TITLE AGENCY INC, FUTURE TITLE AGCY INC
Jan 23, 2020	Loan Modification, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2020 · Amount on Record
Deed Sale	Mar 10, 2020 · Amount on Record
Prior Sale	Jun 7, 2007 · Amount on Record
Deed Document Number	2020600213356
Prior Transfer Date	Nov 1, 1997
Prior Transfer Doc	1189000141
Record Updated	Oct 29, 2026

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Mar 10, 2020
Property Address	115 DRAKE SMITH LN, RYE, NY 10580-4316
Document Number	0600213356
Book / Page	060021 / 003356
Instrument Date	Jan 23, 2020
Transaction Type	Transfer
Record Updated	Mar 24, 2020
Title Company	FUTURE TITLE AGENCY INC, FUTURE TITLE AGCY INC

Transaction

Amount	Amount Recorded
Tax	$16,800.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	61 JANE ST #11J NEW YORK NY 100145135, 11J, NEW YORK, NY 10014-5135

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WESTCHESTER NY
Property Address	115 DRAKE SMITH LN, RYE, NY 10580-4316
Document Number	0600433238
Instrument Date	Jan 23, 2020
Transaction Type	Mortgage
Record Updated	Mar 20, 2020
Title Company	FUTURE TITLE AGENCY INC, FUTURE TITLE AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	61 JANE ST #11J NEW YORK NY 100145135, 11J, NEW YORK, NY 10014-5135

Mortgage

Document Number	0600433238
Date	Mar 10, 2020
Book Page	060043/003238

Lender

Name	WELLS FARGO BK
Type	Bank
Address	2701 WELLS FARGO WAY, MINNEAPOLIS, MN 55467-8000

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 9, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.37%

Tax Assessment & Valuation

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$85,190.00 (+11.27%)
2025	$76,564.00	$67,200 (-) Land $11,650 Building $55,550	$5,694,915 (+6.78%) Land $987,288 Building $4,707,627
2024		$67,200 (-) Land $11,650 Building $55,550	$5,333,333 (+2.38%) Land $924,603 Building $4,408,730
2023		$67,200 Land $11,650 Building $55,550	$5,209,303 Land $903,101 Building $4,306,202

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Nearby Flood Policies	62 in force
Nearby Flood Claims	88 (1978–2023)
Claims Outside the SFHA	44 of 88
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 8 claims Hurricane Sandy, Oct 2012 · 19 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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