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35 Cross St, Warwick, RI 02888 Property Records

Warwick City property record for 35 Cross St, Warwick, RI 02888

Property Summary

Property TypeDuplex
Details5 bd · 2 ba · 2,106 sqft · built 1955
Lot Size0.321 acres (14,000 sqft)
Owner2 Individual Names on File
Tax Bill$5,997 (2025)
Deeds & MortgagesDec 2021 Refinance
Nov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN28804260000

Property Details

APN / Parcel Number

Primary APN28804260000
Alternative APNs
  • WARW M:288 B:0426 L:0000
  • 100156459

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Units2 Units
Stories1 Story
Building Area2,106 sqft Living Area
Gross Area4,464 sqft
1st Floor Area2,106 sqft
Basement Area1,596 sqft
Unfinished Basement1,596 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,000 sqft (0.321 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number100156459
Street Address35 CROSS ST
CityWARWICK
StateRI
Zip02888-1250
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeA7
Legal Block426
JurisdictionWARWICK RI
Township / Civil DivisionWARWICK
Census Block Group2
Census Block2004
Census Tract21001

Owner

Source: Warwick City records · APN 28804260000

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address35 CROSS ST, WARWICK, RI 02888-1250
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Dec 13, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
HOMESTAR MORTAGE INC
Nov 26, 2018Quit Claim Deed, Transfer · Conventional Mortgage
PAWTUCKET CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address35 CROSS ST, WARWICK, RI 02888-1250
Transaction TypeMortgage
Record UpdatedOct 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010032-185
DateDec 13, 2021
Book Page10032/185
Instrument24765
Lender
NameHOMESTAR MORTAGE INC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term373 Months
DueJan 01, 2053

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWARWICK RI
Recording DateNov 26, 2018
Property Address35 CROSS ST, WARWICK, RI 02888-1250
Document Number9174-103
Book / Page009174 / 000103
Instrument DateNov 20, 2018
Instrument16518
Transaction TypeTransfer
Record UpdatedDec 19, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address35 CROSS ST WARWICK RI 028881250, WARWICK, RI 02888-1250

Mortgage

Document Number9174-105
DateNov 26, 2018
Book Page009174/000105
Instrument16519
Lender
NamePAWTUCKET CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueNov 25, 2038

Tax Assessment & Valuation

Source: Warwick City records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWarwick City
Unified School DistrictWarwick School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,997.00 (+9.16%)$472,200 (+21.95%) Land $109,300 Building $362,900
2023$5,494.00 (+27.15%)$387,200 (+67.84%) Land $95,100 Building $292,100
2022$4,321.00$230,700 Land $62,300 Building $168,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 26, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1983–2010)
Claims Outside the SFHA1 of 2
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 94% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fiber		980 / 880
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 412 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWARWICK-CITY OF
serves 73,289 people
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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