3 Cross St, Warwick, RI 02888 Property Records

Warwick City property record for 3 Cross St, Warwick, RI 02888 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,105 sqft · built 1940
Lot Size	0.161 acres (7,012 sqft)
Owner	2 Trust Names on File
Tax Bill	$5,225 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28800520000`

Property Details

APN / Parcel Number

Primary APN	`28800520000`
Alternative APNs	`WARW M:288 B:0052 L:0000` `23215`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,105 sqft Living Area
Gross Area	4,529 sqft
1st Floor Area	1,470 sqft
Basement Area	300 sqft
Unfinished Basement	300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,012 sqft (0.161 acres)
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	23215
Street Address	3 CROSS ST
City	WARWICK
State	RI
Zip	02888-1225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	52
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	2
Census Block	2006
Census Tract	21001

Owner

Source: Warwick City records · APN 28800520000

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	3 CROSS ST, WARWICK, RI 02888-1225
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST WARWICK RI
Property Address	3 CROSS ST, WARWICK, RI 02888-1225
Transaction Type	Mortgage
Record Updated	Apr 08, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	24862026
Date	Mar 30, 2021
Instrument	2486-2026

Lender

Name	PAWTUCKET CU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Apr 01, 2046

Tax Assessment & Valuation

Source: Warwick City records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,225.00 (+4.29%)	$411,400 (+16.51%) Land $101,600 Building $309,800
2024			$513,380
2023	$5,010.00 (+5.14%)	$353,100 (+38.8%) Land $88,300 Building $264,800
2022	$4,765.00	$254,400 Land $57,400 Building $197,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44003C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440030210012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	2 (1983–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2010, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.