35 Cross St, Chatham, MA 02633 Property Records

Barnstable County and Chatham Town property record for 35 Cross St, Chatham, MA 02633

Property Summary

Property Type	Condominium Offices
Details	653 sqft · built 1984
Owner	Company Name on Record
Last Sale	$1,125,000 (Jan 2020)
Tax Bill	$1,334 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CHAT M:15D B:087A L:X35`

Property Details

APN / Parcel Number

Primary APN	`CHAT M:15D B:087A L:X35`
Alternative APN	`3121`

Interior

Stories	2 Stories
Building Area	653 sqft Total Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1994
Construction Type	Frame

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	3121
Street Address	35 CROSS ST
City	CHATHAM
State	MA
Zip	02633-2206
Property Category	Commercial
Property Type	Commercial > Office > Condominium Offices
Local Zoning Code	GB1
Legal Block	87A
Legal Lot Number	X35
Jurisdiction	CHATHAM MA
Township / Civil Division	CHATHAM
Census Block Group	2
Census Block	2011
Census Tract	10700

Owner

Source: Barnstable County and Chatham Town records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	35 CROSS ST, CHATHAM, MA 02633-2206
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2020 · Amount on Record
Deed Sale	Jan 13, 2020 · Amount on Record
Prior Sale	Feb 1, 2006 · Amount on Record
Deed Document Number	20201859
Deed Book / Page	32618 / 272
Record Updated	Oct 29, 2026

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHATHAM MA
Recording Date	Jan 13, 2020
Property Address	35 CROSS ST, CHATHAM, MA 02633-2206
Document Number	32618-272
Book / Page	32618 / 272
Instrument Date	Jan 13, 2020
Instrument	1859
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 CROSS ST, CHATHAM, MA 02633-2206

Mortgage

Document Number	1860
Date	Jan 13, 2020
Instrument	1860

Lender

Name	CAPE COD COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Barnstable County and Chatham Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Chatham Town
Unified School District	Monomoy Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,334.00 (+1.14%)	$384,300 (+4.01%) Building $384,300
2024	$1,319.00 (+10.38%)	$369,500 (+19.97%) Building $369,500
2023	$1,195.00	$308,000 Building $308,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 155 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	169 units insured incl. 14 condo units
Nearby Flood Claims	76 (1988–2023)
Claims Outside the SFHA	26 of 76
Most Recent Claim	Dec 2023 · tidal / storm surge
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 4 claims Blizzards, High Winds & Record Snowfall, Mar 1993 · 4 claims Coastal Storm, Oct 1991 · 34 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM WATER DEPARTMENT serves 30,000 people · EPA ID MA4055000
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20