33 Cross St, Chatham, MA 02633 Property Records

Barnstable County and Chatham Town property record for 33 Cross St, Chatham, MA 02633

Property Summary

Property Type	Condominium
Details	10 bd · 11 ba · 6,026 sqft · built 1991
Owner	Company Name on File
Last Sale	$117,000 (Apr 2005)
Tax Bill	$5,028 (2025)
Deeds & Mortgages	Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CHAT M:15D B:0087 L:X33`

Property Details

APN / Parcel Number

Primary APN	`CHAT M:15D B:0087 L:X33`
Alternative APN	`3120`

Interior

Bedrooms	10 Beds
Full Baths	11 Baths
Half Baths	2 Half Baths
Total Rooms	14 Rooms
Units	13 Units
Stories	2 Stories
Building Area	6,026 sqft Living Area
Gross Area	9,475 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1995
Architectural Style	Other

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	3120
Street Address	33 CROSS ST
City	CHATHAM
State	MA
Zip	02633-2291
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	GB1
Legal Subdivision	CHATHAM HOUSE CONDO
Legal Block	87
Legal Lot Number	X33
Jurisdiction	CHATHAM MA
Township / Civil Division	CHATHAM
Census Block Group	2
Census Block	2011
Census Tract	10700

Owner

33 Cross St, a condominium, is owned by a company that bought it in April 2005.

Source: Barnstable County and Chatham Town records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 785, CHATHAM, MA 02633-0785
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2005 · Amount on File
Deed Sale	Apr 22, 2005 · Amount on File
Prior Sale	Feb 11, 2005 · Amount on File
Deed Document Number	2005155205
Deed Book / Page	19751 / 52
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM MA
Property Address	33 CROSS ST, CHATHAM, MA 02633-2291
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	30724-132
Date	Aug 25, 2017
Book Page	30724/132
Instrument	43305

Lender

Name	CAPE COD COOPERATIVE BANK
Type	Bank

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 33 Cross St was $5,028, up 8.6% from the year before.

Source: Barnstable County and Chatham Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Chatham Town
Unified School District	Monomoy Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,028.00 (+8.62%)	$1,449,100 (+11.75%) Building $1,449,100	$1,515,108
2024	$4,629.00	$1,296,700 Building $1,296,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 33 Cross St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 155 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	169 units insured incl. 14 condo units
Nearby Flood Claims	76 (1988–2023)
Claims Outside the SFHA	26 of 76
Most Recent Claim	Dec 2023 · tidal / storm surge
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 4 claims Blizzards, High Winds & Record Snowfall, Mar 1993 · 4 claims Coastal Storm, Oct 1991 · 34 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 33 Cross St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM WATER DEPARTMENT serves 30,000 people · EPA ID MA4055000
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20