35 Cotter St, West Islip, NY 11795 Property Records

Suffolk County and Islip Town property record for 35 Cotter St, West Islip, NY 11795

Property Summary

Property Type	Single Family Home
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$535,000 (Sep 2011)
Deeds & Mortgages	Apr 2020 Mortgage Apr 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`472889 311.-1-84.2`

Property Details

APN / Parcel Number

Primary APN	`472889 311.-1-84.2`
Alternative APNs	`0500-311.00-01.00-084.002` `472800631870`

Exterior

Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	150 ft deep x 75 ft wide

Location & Zoning

Street Address	35 COTTER ST
City	WEST ISLIP
State	NY
Zip	11795-1018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	T015H00000000
Legal Block	1000
Legal Lot Number	100
Jurisdiction	SUFFOLK NY
Township / Civil Division	ISLIP
Census Block Group	2
Census Block	2005
Census Tract	146704

Owner

Source: Suffolk County and Islip Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	35 COTTER ST, WEST ISLIP, NY 11795-1018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK
Apr 30, 2020	Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2011 · Amount on Record
Deed Sale	Sep 16, 2011 · Amount on Record
Prior Sale	Nov 8, 2006 · Amount on Record
Deed Book / Page	12671 / 511
Prior Transfer Date	Apr 30, 2000
Prior Transfer Doc	1203000594
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	35 COTTER ST, WEST ISLIP, NY 11795-1018
Document Number	0231480887
Instrument Date	Apr 30, 2020
Transaction Type	Mortgage
Record Updated	Aug 31, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 COTTER ST WEST ISLIP NY 117951018, WEST ISLIP, NY 11795-1018

Mortgage

Document Number	0231480887
Date	Jun 30, 2020
Book Page	023148/000887

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 29, 2040

April 2020: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	SUFFOLK NY
Property Address	35 COTTER ST, WEST ISLIP, NY 11795-1018
Document Number	0231480888
Instrument Date	Apr 30, 2020
Transaction Type	Mortgage
Record Updated	Dec 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 COTTER ST WEST ISLIP NY 117951018, WEST ISLIP, NY 11795-1018

Mortgage

Document Number	0231480888
Date	Jun 30, 2020
Book Page	023148/000888

Lender

Name	WELLS FARGO BK
Type	Bank
Address	MINNEAPOLIS, MN 55467-8000

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 29, 2040

Interest

Rate Type	Fixed Rate
Rate	3.49%

Tax Assessment & Valuation

Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Islip Town
Unified School District	West Islip Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$55,200 (-) Land $7,500 Building $47,700
2024		$777,465 (+2.54%) Land $105,634 Building $671,831
2023	$55,200 Land $7,500 Building $47,700	$758,242 Land $103,022 Building $655,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1998–2010)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: Frontier.

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