Suffolk County and Islip Town property record for 26 Cotter St, West Islip, NY 11795
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $10,569 (2024) |
| Deeds & Mortgages | Jul 2021 Refinance Jul 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 472889 311.-1-61 |
| Primary APN | 472889 311.-1-61 |
|---|---|
| Alternative APNs |
|
| Lot Area | 10,890 sqft (0.25 acres) |
|---|---|
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Account Number | 655480 |
|---|---|
| Street Address | 26 COTTER ST |
| City | WEST ISLIP |
| State | NY |
| Zip | 11795-1019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | X2192295Y187041 T015H00000000 |
| Legal Subdivision | CAUSEWAY ACRES |
| Legal Block | 1000 |
| Legal Lot Number | 100 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | ISLIP |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 146704 |
Source: Suffolk County and Islip Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 26 COTTER ST, WEST ISLIP, NY 11795-1019 |
| Owner Type | Company |
| Vesting | Trust, Irrevocable Trust |
| Date | Document |
|---|---|
| Jul 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance UNMB HOME LOANS INC |
| Jul 12, 2021 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 31, 2024 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 26 COTTER ST, WEST ISLIP, NY 11795-1019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0232970973 |
|---|---|
| Date | Jul 12, 2021 |
| Book Page | 23297/973 |
| Instrument | DM022775 |
| Name | UNMB HOME LOANS INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jul 12, 2021 |
| Property Address | 26 COTTER ST, WEST ISLIP, NY 11795-1019 |
| Document Number | 0131110944 |
| Book / Page | 13111 / 944 |
| Instrument Date | Jun 2, 2021 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 26 COTTER ST, WEST ISLIP, NY 11795-1019 |
Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Islip Town |
| Unified School District | West Islip Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $39,650 (-) Land $7,500 Building $32,150 | $558,451 (-) Land $105,634 Building $452,817 | |
| 2024 | $10,569.00 | $558,451 (+2.54%) Land $105,634 Building $452,817 | |
| 2023 | $39,650 Land $7,500 Building $32,150 | $544,643 Land $103,022 Building $441,621 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1998–2010) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
May also be available: Frontier.
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