35 Co Rd 154, Gainesville, TX 76240 Property Records

Cooke County property record for 35 Co Rd 154, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,268 sqft · built 2004
Lot Size	9.71 acres (422,968 sqft)
Owner	Individual Name on File
Last Sale	$798,000 (Sep 2024)
Tax Bill	$10,605 (2026)
Deeds & Mortgages	Sep 2021 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0941-011-00000`

Property Details

APN / Parcel Number

Primary APN	`0941-011-00000`
Alternative APN	`20119`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,268 sqft Living Area
Gross Area	6,191 sqft
1st Floor Area	2,268 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	422,968 sqft (9.71 acres)
Garage Area	543 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	350 sqft
Deck Area	546 sqft
Storage Building	96 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0941-011-00000
Street Address	35 COUNTY ROAD 154
City	GAINESVILLE
State	TX
Zip	76240-7339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STEEL J 0941 ACRES 9.71
Legal Subdivision	STEEL J
Jurisdiction	COOKE TX
Township / Civil Division	CALLISBURG
Census Block Group	3
Census Block	3073
Census Tract	100

Owner

35 Co Rd 154 is owned and occupied by an individual who bought it in September 2024.

Source: Cooke County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	569 CR 131, GAINESVILLE, TX 76240
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage ASPIRE BANK
May 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 22, 2018	Vendor's Lien, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2024 · Amount on File
Deed Sale	Sep 20, 2024 · Amount on File
Prior Sale	Oct 22, 2018 · Amount on File
Deed Document Number	20246750
Deed Book / Page	2668 / 215
Prior Transfer Date	Apr 24, 2019
Prior Transfer Doc	0000091529
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	35 COUNTY ROAD 154, GAINESVILLE, TX 76240-7339
Transaction Type	Mortgage
Record Updated	Sep 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002445/620
Date	Sep 1, 2021
Book Page	2445/620
Instrument	7480

Lender

Name	ASPIRE BANK
Type	Funding / Finance Company
Address	DALLAS, TX 75244

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	35 COUNTY ROAD 154, GAINESVILLE, TX 76240-7339
Transaction Type	Mortgage
Record Updated	Sep 2, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002421/151
Date	May 26, 2021
Book Page	2421/151
Instrument	2021-04418

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

October 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Oct 22, 2018
Property Address	35 COUNTY ROAD 154, GAINESVILLE, TX 76240-7339
Document Number	002222/699
Book / Page	2222 / 699
Instrument Date	Oct 19, 2018
Instrument	00087039
Transaction Type	Transfer
Record Updated	Sep 2, 2022
Title Company	HOWETH TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	35 CR 15T, 35, GAINESVILLE, TX 76240

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 COUNTY ROAD 154, GAINESVILLE, TX 76240-7339

Mortgage

Document Number	0000087040
Date	Oct 22, 2018
Instrument	00087040

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 35 Co Rd 154 was $10,605 with a homeowner's exemption, up 22.5% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Unified School District	Callisburg Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,605.00 (+22.52%) Homeowner's exemption	$765,999 (+7.49%) Land $240,699 Building $525,300	$765,999 (+7.49%) Land $240,699 Building $525,300
2025	$8,656.00 (+31.41%) Homeowner's exemption	$712,609 Land $240,699 Building $471,910	$712,609 Land $240,699 Building $471,910
2024	$6,587.00
2023		$528,994 Land $207,832 Building $425,555	$633,387 Land $207,832 Building $425,555
2022	$6,752.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 35 Co Rd 154 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 35 Co Rd 154 is high, ranking above 79% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 73% of Texas
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODBINE SPECIAL UTILITY DISTRICT serves 8,151 people · EPA ID TX0490018
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Element8 Fixed Wireless	500 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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