260 Co Rd 154, Gainesville, TX 76240 Property Records

Cooke County property record for 260 Co Rd 154, Gainesville, TX 76240

Property Summary

Property Type	Ranch
Details	3 bd · 2 ba · 1,568 sqft · built 1984
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on File
Tax Bill	$909 (2026)
Deeds & Mortgages	Sep 2026 Sale Jun 2024 Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`0941-015-00000-SOL`

Property Details

APN / Parcel Number

Primary APN	`0941-015-00000-SOL`
Alternative APN	`23487`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,568 sqft Living Area
Gross Area	3,660 sqft
1st Floor Area	1,568 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Mobile Home
Exterior Material	Siding
Roof Material	Metal
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft
Porch	Open Porch
Porch Area	140 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0941-015-00000-SOL
Street Address	260 COUNTY ROAD 154
City	GAINESVILLE
State	TX
Zip	76240-7351
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Ranch
Legal Description	STEEL J 0941 ACRES 2.5
Legal Subdivision	STEEL J
Jurisdiction	COOKE TX
Township / Civil Division	CALLISBURG
Census Block Group	4
Census Block	4019
Census Tract	100

Owner

260 Co Rd 154, an agricultural property, is owned by two individuals who acquired it in September 2026.

Source: Cooke County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	260 COUNTY ROAD 154, GAINESVILLE, TX 76240-7351
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Warranty Deed, Transfer STG ASSOCIATES INC., STG ASSOCIATES
Jun 20, 2024	Deed of Trust, Mortgage AMERICAN NATIONAL BANK & TRUST
Dec 9, 2024	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NATIONAL BANK & TRUST
Mar 18, 2025	Vendor's Lien, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2026
Deed Sale	Sep 24, 2026
Prior Sale	Mar 18, 2025 · Amount on File
Deed Document Number	20267253
Deed Book / Page	2811 / 354
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOKE TX
Recording Date	Sep 24, 2026
Property Address	260 COUNTY ROAD 154, GAINESVILLE, TX 76240-7351
Document Number	0000007253
Book / Page	2811 / 354
Instrument Date	Sep 23, 2026
Instrument	20267253
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	STG ASSOCIATES INC., STG ASSOCIATES

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 COUNTY ROAD 154, GAINESVILLE, TX 76240-7351
Investor	Possibly a Property Investor

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	260 COUNTY ROAD 154, GAINESVILLE, TX 76240-7351
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002649/723
Date	Jun 20, 2024
Book Page	2649/723
Instrument	2024-3994

Lender

Name	AMERICAN NATIONAL BANK & TRUST
Type	Bank
Address	WICHITA FALLS, TX 76308

Agreement

Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2044

Interest

Rate Type	Adjustable Rate
Rate	0.12%
Type Change Date	Jun 17, 2024
Change Frequency	Monthly
Min Rate At Change	7.5%
Max Rate At Change	9.5%
Index	1-Year CMT
Max Rate	7.5%

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	260 COUNTY ROAD 154, GAINESVILLE, TX 76240-7351
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 COUNTY ROAD 154, GAINESVILLE, TX 76240-7351

Mortgage

Document Number	002683/546
Date	Dec 9, 2024
Book Page	2683/546
Instrument	2024-8794

Lender

Name	AMERICAN NATIONAL BANK & TRUST
Type	Bank
Address	WICHITA FALLS, TX 76308

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2055

March 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Mar 18, 2025
Property Address	260 COUNTY ROAD 154, GAINESVILLE, TX 76240-7351
Document Number	002700/439
Book / Page	2700 / 439
Map Reference	VOL 2611 PG 787
Instrument Date	Mar 17, 2025
Instrument	2025-1864
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4215 BACCARAT LN, SANGER, TX 76266-1761

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 COUNTY ROAD 154, GAINESVILLE, TX 76240-7351

Mortgage

Document Number	0020251865
Date	Mar 18, 2025
Instrument	2025-1865

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 260 Co Rd 154 was $909, up 0.1% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Unified School District	Callisburg Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$909.00 (+0.11%)	$65,625 (-) Land $65,625	$65,625 (-) Land $65,625
2025	$908.00 (+45,3%)	$65,625 Land $65,625	$65,625 Land $65,625
2024	$2.00
2023		$207,187 Land $197,500 Building $38,880	$236,380 Land $197,500 Building $38,880
2022	$587.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 260 Co Rd 154 in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2007–2015)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 260 Co Rd 154 is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 66% of Texas
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODBINE SPECIAL UTILITY DISTRICT serves 8,151 people · EPA ID TX0490018
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Element8.

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