35 Chatham St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 35 Chatham St, Gardner, MA 01440 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Architecture Style	Contemporary
Year Built	Built 1952
Square Footage	2,237 sqft Living Area
Lot Size	24,373 sqft (0.56 acres)
Occupancy	Owner Occupied
Tax Bill	$41.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`M:V-10 B:0011 L:0027`
Alternative APN	`GARD M:W12 B:22 L:27`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	2,237 sqft Living Area
Gross Area	4,336 sqft Gross Area
Stories	1 Stories

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Contemporary Style
Exterior Material	Wood Siding Exterior
Roof Construction	Flat Roof Construction
Roof Material	Roll Tar & Gravel Roof
Lot Area	24,373 sqft (0.56 acres)

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Street Address	35 CHATHAM ST
City	GARDNER
State	MA
Zip	01440-3629
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	22
Legal Lot Number	27
Jurisdiction	GARDNER MA
Minor Civil Division	GARDNER
Census Blockgroup	2
Census Block	2048
Census Tract	707100

Owner

Source: Worcester County and Gardner City records · APN M:V-10 B:0011 L:0027

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	35 CHATHAM ST, GARDNER, MA 01440-3629
Occupancy	Owner Occupied
Owner Type	Owner is a Company
Vesting	Owner is a Trust, Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Sep 21, 2022
Transfer Doc	068260-219
Record Refreshed	Jun 08, 2026

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Sep 26, 2022
Property Address	35 CHATHAM ST, GARDNER, MA 01440-3629
Document Number	068260-219
Book / Page	68260 / 219
Instrument Date	Sep 21, 2022
Instrument	104885
Transaction Type	Transfer
Record Updated	Oct 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Quitclaim Document Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 CHATHAM ST, GARDNER, MA 01440-3629

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$41.00 (-99.08%)	$285,900 (-3.67%) Land $76,900 Building $209,000	$422,370
2024	$4,449.00 (+6.61%)	$296,800 (+14.73%) Land $69,900 Building $226,900
2023	$4,173.00	$258,700 Land $68,900 Building $189,800

Flood & Wildfire

35 Chatham St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Worcester County (25027C), updated November 30, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 6th percentile of exposed land nationally · 14th in Massachusetts
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.