28 Chatham St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 28 Chatham St, Gardner, MA 01440 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Architecture Style	Colonial
Year Built	Built 1966
Square Footage	1,568 sqft Living Area
Lot Size	21,459 sqft (0.493 acres)
Occupancy	Owner Occupied
Tax Bill	$50.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`M:V-10 B:0006 L:0025`
Alternative APN	`GARD M:W12 B:22 L:25`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	1,568 sqft Living Area
Gross Area	2,886 sqft Gross Area
Stories	2 Stories

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Colonial Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	21,459 sqft (0.493 acres)

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Street Address	28 CHATHAM ST
City	GARDNER
State	MA
Zip	01440-3630
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	22
Legal Lot Number	25
Jurisdiction	GARDNER MA
Minor Civil Division	GARDNER
Census Blockgroup	2
Census Block	2048
Census Tract	707100

Owner

Source: Worcester County and Gardner City records · APN M:V-10 B:0006 L:0025

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	28 CHATHAM ST, GARDNER, MA 01440-3630
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Quit Claim Deed, Transfer Quitclaim Document
Jan 22, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jan 16, 2020
Transfer Doc	61778-134
Record Refreshed	Jun 08, 2026

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Oct 28, 2021
Property Address	28 CHATHAM ST, GARDNER, MA 01440-3630
Document Number	66397-296
Book / Page	66397 / 296
Instrument Date	Oct 25, 2021
Instrument	151371
Transaction Type	Transfer
Record Updated	Nov 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Quitclaim Document Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 CHATHAM ST, GARDNER, MA 01440-3630

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Jan 22, 2020
Property Address	28 CHATHAM ST, GARDNER, MA 01440-3630
Document Number	61778-134
Book / Page	061778 / 000134
Instrument Date	Jan 16, 2020
Instrument	6963
Transaction Type	Transfer
Record Updated	Feb 11, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Document Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 CHATHAM ST GARDNER MA 014403630, GARDNER, MA 01440-3630

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$50.00 (-99.04%)	$353,600 (+2.26%) Land $75,400 Building $278,200	$385,130
2024	$5,184.00 (+6.49%)	$345,800 (+14.58%) Land $68,500 Building $277,300
2023	$4,868.00	$301,800 Land $67,500 Building $234,300

Flood & Wildfire

28 Chatham St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Worcester County (25027C), updated November 30, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 6th percentile of exposed land nationally · 14th in Massachusetts
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

28 Chatham St, Gardner, MA 01440 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2021: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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