35 Cedar Dr, Mills River, NC 28759 Property Records

Henderson County property record for 35 Cedar Dr, Mills River, NC 28759

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,210 sqft · built 2002
Lot Size	0.68 acres (29,621 sqft)
Owner	Individual Name on Record
Last Sale	$755,000 (Nov 2024)
Tax Bill	$2,720 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Dec 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9623809648`

Property Details

APN / Parcel Number

Primary APN	`9623809648`
Alternative APNs	`0801738` `801738`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	3,210 sqft Heated Area
1st Floor Area	2,140 sqft
Basement Area	2,140 sqft
Finished Basement	1,070 sqft
Unfinished Basement	1,070 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	29,621 sqft (0.68 acres)
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	522 sqft
Deck Area	192 sqft
Canopy	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	801738
Street Address	35 CEDAR DR
City	MILLS RIVER
State	NC
Zip	28759-2664
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	801738~MR-
Legal Description	HIGH VISTA COUNTRY CLUB LO286 BLIII PLC-358
Legal Subdivision	HIGH VISTA COUNTRY CLUB, INC. (2175)
Legal Block	80
Legal Lot Number	9648
Jurisdiction	HENDERSON NC
Township / Civil Division	MILLS RIVER
Census Block Group	3
Census Block	3020
Census Tract	930701

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	35 CEDAR DR, MILLS RIVER, NC 28759-2664
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY
Dec 3, 2018	Warranty Deed, Transfer · Conventional Mortgage SUPREME LNDG
Jun 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage ALCOVA MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2024 · Amount on Record
Deed Sale	Nov 18, 2024 · Amount on Record
Prior Sale	Dec 3, 2018 · Amount on Record
Deed Document Number	20241022606
Deed Book / Page	4227 / 540
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	35 CEDAR DR, MILLS RIVER, NC 28759-2664
Document Number	0033700537
Instrument Date	Aug 5, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	35 CEDAR DR MILLS RIVER NC 287592664, MILLS RIVER, NC 28759-2664

Mortgage

Document Number	0033700537
Date	Aug 9, 2019
Book Page	003370/000537
Instrument	908688

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Dec 3, 2018
Property Address	35 CEDAR DR, MILLS RIVER, NC 28759-2664
Document Number	0032760463
Book / Page	003276 / 000463
Instrument Date	Dec 3, 2018
Instrument	894980
Transaction Type	Transfer
Record Updated	Dec 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	35 CEDAR DR MILLS RIVER NC 28759, MILLS RIVER, NC 28759

Mortgage

Document Number	32760465
Date	Dec 3, 2018
Book Page	003276/000465
Instrument	894981

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2048

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	35 CEDAR DR, MILLS RIVER, NC 28759-2664
Document Number	0032190700
Instrument Date	Jun 29, 2018
Transaction Type	Mortgage
Record Updated	Aug 2, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	29 CEDAR DR MILLS RIVER NC 287592664, MILLS RIVER, NC 28759-2664

Mortgage

Document Number	0032190700
Date	Jul 5, 2018
Book Page	003219/000700
Instrument	886711

Lender

Name	ALCOVA MTG
Type	Mortgage Company
Address	ROANOKE, VA 24011

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 4, 2048

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Municipality	Mills River Town
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$631,100 (-) Land $74,700 Building $556,400
2025	$2,720.00
2023		$631,100 Land $74,700 Building $556,400	$631,100 Land $74,700 Building $556,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	50 / 10

May also be available: Optimum, Skyrunner.

Cell Coverage

4G LTE only, no 5G reported

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