22 Cedar Dr, Mills River, NC 28759 Property Records

Henderson County property record for 22 Cedar Dr, Mills River, NC 28759

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,512 sqft · built 1996
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Apr 2018)
Tax Bill	$1,765 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9623910282`

Property Details

APN / Parcel Number

Primary APN	`9623910282`
Alternative APNs	`0802710` `802710`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,512 sqft Heated Area
1st Floor Area	1,512 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	34,848 sqft (0.8 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	88 sqft
Deck Area	504 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	802710
Street Address	22 CEDAR DR
City	MILLS RIVER
State	NC
Zip	28759-2664
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	802710~MR-
Legal Description	HIGH VISTA LO280 BL3 PLC-358
Legal Subdivision	HIGH VISTA COUNTRY CLUB, INC. (2175)
Legal Block	91
Legal Lot Number	282
Jurisdiction	HENDERSON NC
Township / Civil Division	MILLS RIVER
Census Block Group	3
Census Block	3020
Census Tract	930701

Owner

22 Cedar Dr is owned and occupied by two individuals who acquired it in September 2021.

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	22 CEDAR DR, MILLS RIVER, NC 28759-2664
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Apr 16, 2018	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2018 · Amount on File
Deed Sale	Apr 16, 2018 · Amount on File
Prior Sale	Jun 14, 2006 · Amount on File
Deed Book / Page	3186 / 694
Last Transfer Date	Sep 3, 2021
Transfer Doc	0037800473
Record Updated	Oct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENDERSON NC
Recording Date	Sep 9, 2021
Property Address	22 CEDAR DR, MILLS RIVER, NC 28759-2664
Document Number	0037800473
Book / Page	3780 / 473
Map Reference	CAB C SL 358
Instrument Date	Sep 3, 2021
Instrument	962298
Transaction Type	Transfer
Record Updated	Jan 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 CEDAR DR, MILLS RIVER, NC 28759-2664

Mortgage

Document Number	0000962299
Date	Sep 9, 2021
Instrument	962299

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Oct 1, 2031

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Apr 16, 2018
Property Address	22 CEDAR DR, MILLS RIVER, NC 28759-2664
Document Number	0031860694
Book / Page	3186 / 694
Instrument Date	Apr 13, 2018
Transaction Type	Transfer
Record Updated	May 10, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 CEDAR DR, MILLS RIVER, NC 28759-2664

Mortgage

Document Number	0031860697
Date	Apr 16, 2018
Book Page	3186/697

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 22 Cedar Dr was $1,765.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Municipality	Mills River Town
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$409,600 (-) Land $81,400 Building $328,200
2025	$1,765.00	$409,600 Land $81,400 Building $328,200
2023		$409,600 Land $81,400 Building $328,200	$409,600 Land $81,400 Building $328,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 Cedar Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Cedar Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	50 / 10

May also be available: Optimum, Skyrunner.

Cell Coverage

4G LTE only, no 5G reported

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