St. Charles County property record for 35 Cambrian Way, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,593 sqft · built 1993 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | Individual Name on File |
| Last Sale | $384,500 (Apr 2016) |
| Tax Bill | $5,948 (2025) |
| Deeds & Mortgages | Jan 2026 Sale Jan 2026 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A896000189 |
| Primary APN | A896000189 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 3,593 sqft Living Area |
| Gross Area | 5,355 sqft |
| 1st Floor Area | 1,956 sqft |
| Basement Area | 1,908 sqft |
| Finished Basement | 818 sqft |
| Unfinished Basement | 1,090 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,473 sqft (0.47 acres) |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 346 sqft |
| Patio Area | 1,782 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A896000189 |
|---|---|
| Street Address | 35 CAMBRIAN WAY |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-8729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HUNTINGTON PK 3RD EDIT LOT 259 |
| Legal Subdivision | HUNTINGTON PK 3RD EDIT |
| Legal Lot Number | 259 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 310602 |
35 Cambrian Way is owned and occupied by an individual who bought it in April 2016.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 35 CAMBRIAN WAY, SAINT CHARLES, MO 63301-8729 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 23, 2026 | Beneficiary Deed, Transfer |
| Jan 23, 2026 | Affidavit of Death of Joint Tenant, Transfer |
| Jan 22, 2021 | Deed of Trust, Mortgage JP MORGAN CHASE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 20, 2016 · Amount on File |
| Deed Sale | Apr 20, 2016 · Amount on File |
| Prior Sale | Apr 30, 2009 · Amount on File |
| Deed Document Number | 2016238400 |
| Deed Book / Page | 6525 / 1259 |
| Prior Transfer Date | Apr 23, 2009 |
| Prior Transfer Doc | 0000335310 |
| Record Updated | Oct 29, 2026 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jan 23, 2026 |
| Property Address | 35 CAMBRIAN WAY, SAINT CHARLES, MO 63301-8729 |
| Document Number | 0000003553 |
| Map Reference | MB 28 PG 176&177 |
| Instrument Date | Jan 19, 2026 |
| Instrument | 2026R-003553 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 35 CAMBRIAN WAY, SAINT CHARLES, MO 63301-8729 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jan 23, 2026 |
| Property Address | 35 CAMBRIAN WAY, SAINT CHARLES, MO 63301-8729 |
| Document Number | 0000003552 |
| Map Reference | MB 28 PG 176&177 |
| Instrument Date | Jan 19, 2026 |
| Instrument | 2026R-003552 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 35 CAMBRIAN WAY, SAINT CHARLES, MO 63301-8729 |
| Document Number | 0000008258 |
| Instrument Date | Jan 22, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 35 CAMBRIAN WAY ST CHARLES MO 633018729, ST CHARLES, MO 63301-8729 |
| Document Number | 0000008258 |
|---|---|
| Date | Jan 28, 2021 |
| Instrument | 8258 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jan 27, 2036 |
The 2025 property tax bill for 35 Cambrian Way was $5,948, up 9.1% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $95,296 (-) | $501,556 (-) Land $70,000 Building $431,556 | |
| 2025 | $5,948.00 (+9.08%) | $95,296 | $501,556 Land $70,000 Building $431,556 |
| 2024 | $5,453.00 | ||
| 2023 | $85,282 | ||
| 2022 | $448,855 Land $55,000 Building $393,855 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 35 Cambrian Way in Zone X, an area of minimal flood risk, though there have been 61 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 61 (1979–2022) |
| Claims Outside the SFHA | 16 of 61 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 35 Cambrian Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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