St. Charles County property record for 33 Cambrian Way, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,593 sqft · built 1989 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $495,000 (Jun 2025) |
| Tax Bill | $4,980 (2025) |
| Deeds & Mortgages | Aug 2017 Mortgage Feb 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A896000190 |
| Primary APN | A896000190 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,593 sqft Living Area |
| Gross Area | 4,564 sqft |
| 1st Floor Area | 1,284 sqft |
| Basement Area | 1,224 sqft |
| Finished Basement | 1,163 sqft |
| Unfinished Basement | 61 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,860 sqft (0.41 acres) |
| Garage Type | Attached |
| Garage Area | 910 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | Deck Area |
| Patio Area | 500 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A896000190 |
|---|---|
| Street Address | 33 CAMBRIAN WAY |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-8729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HUNTINGTON PK 3RD EDIT LOT 260 |
| Legal Subdivision | HUNTINGTON PK 3RD EDIT |
| Legal Lot Number | 260 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 310602 |
33 Cambrian Way is owned and occupied by two individuals who bought it in June 2025.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 33 CAMBRIAN WAY, SAINT CHARLES, MO 63301-8729 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 8, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Feb 13, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Apr 25, 2017 | Warranty Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 2025 · Amount on File |
| Deed Sale | Jun 11, 2025 · Amount on File |
| Prior Sale | Apr 25, 2017 · Amount on File |
| Deed Document Number | 202524517 |
| Prior Transfer Date | Aug 16, 2010 |
| Prior Transfer Doc | 0055270846 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 33 CAMBRIAN WAY, SAINT CHARLES, MO 63301-8729 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0067881570 |
|---|---|
| Date | Aug 8, 2017 |
| Book Page | 6788/1570 |
| Instrument | 20170808000497680 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2032 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Feb 13, 2020 |
| Property Address | 33 CAMBRIAN WAY, SAINT CHARLES, MO 63301-8729 |
| Document Number | 0072302428 |
| Book / Page | 007230 / 002428 |
| Instrument Date | Jan 29, 2020 |
| Instrument | 91000 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 33 CAMBRIAN WAY ST CHARLES MO 633018729, ST CHARLES, MO 63301-8729 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 25, 2017 |
| Property Address | 33 CAMBRIAN WAY, SAINT CHARLES, MO 63301-8729 |
| Document Number | 0067330472 |
| Book / Page | 6733 / 0472 |
| Map Reference | MB 28 PG 176&177 |
| Instrument Date | Apr 21, 2017 |
| Instrument | 20170425000249360 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 33 CAMBRIAN WAY, SAINT CHARLES, MO 63301-8729 |
| Document Number | 20170425000249370 |
|---|---|
| Date | Apr 25, 2017 |
| Instrument | 20170425000249370 |
| Name | ARK-LA-TEX FINANCE SERVICES LLC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2047 |
The 2025 property tax bill for 33 Cambrian Way was $4,980, up 6.8% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $79,712 (-) | $419,539 (-) Land $70,000 Building $349,539 | |
| 2025 | $4,980.00 (+6.8%) | $79,712 | $419,539 Land $70,000 Building $349,539 |
| 2024 | $4,663.00 | ||
| 2023 | $72,862 | ||
| 2022 | $383,484 Land $55,000 Building $328,484 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 33 Cambrian Way in Zone X, an area of minimal flood risk, though there have been 61 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 61 (1979–2022) |
| Claims Outside the SFHA | 16 of 61 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 33 Cambrian Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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